Chase Ultimate Reward points are one of my favorite types of points because they are transferable to hotel and airline partners including United, British Airways, Singapore Airlines, Southwest, Hyatt, Marriott, IHG Rewards, and more.  You earn points by obtaining and using Ultimate Rewards earning cards and then the points sit safely in your Ultimate Reward account until you want to use them.  You can then transfer them 1:1 to any of those travel partners – some even transfer instantly.


Use your combined points to take your family to the Hyatt Andaz Maui!



Zero entry pool at Andaz Maui – 25,000 Hyatt points per night

Most who read blogs like this already know you can transfer Ultimate Reward points to hotel and airline reward accounts, but did you know that you can also transfer points to another Ultimate Rewards cardholder?

Before I get into the how, I want to share some of the program rules since sharing points outside of the program rules can lead to “Chase suspending your participation in the Ultimate Rewards program and forfeiting any points you’ve earned.”  Some folks were essentially selling points and then transferring them to another Ultimate Rewards cardholder which led to reports of Chase cracking down on transfers a year or so ago.  Even though it functionally may work, I do not recommend transferring points to anyone outside of the program rules as this has ended badly for some folks, even if they weren’t actually selling the points.

Account-to-Account Point Transfers:

Transfers may only be used to combine rewards belonging to the same individual or business in the Program; or for the purpose of enabling spouses or domestic partners to combine rewards earned in their respective names.

This means if you have a Freedom card that earns points that could otherwise not be transferred to hotel and airline partners, but your spouse or domestic partner has say a Chase Sapphire Preferred® Card or Ink Bold® Business Card that does allow Ultimate Reward points to be transferred to hotel and airline partners, you can transfer your points to your spouse.  Your spouse/domestic partner can then transfer the points to the hotel or airline partner of your choice.

To transfer, first make sure you are in the Ultimate Rewards account of the account you want to transfer out of.

Transfer Ultiamte Rewards 1

Then select “Earn Faster” from the top menu and then select “Combine Points” as a drop down option.

Transfer Ultimate Reward Points 2

Next, select which account you want to transfer from and then select other and enter the credit card number and last name of the account you want to transfer into.  You can transfer points in increments of 1,000 points.

Transfer Ultimate Rewards 3

The test transfer I did was instant and we were able to successfully move points from my Freedom account to my husband’s Chase Sapphire Preferred account.

Transfer Ultimate Rewards Points 4

This transfer ability can be a useful way for families to earn and combine as many Ultimate Reward points as possible while at the same time avoiding as many annual fees as possible.

I’m thankful that Chase allows families to share points in this way!  Has your family ever utilized the combine points feature?

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With IHG Rewards you can unofficially buy points for .7 cents each any time you want via a little bit of ‘work’ (as described here), however if you are starting from zero that method doesn’t work.  It also is a method that not all people are 100% comfortable with, so I think it is worth mentioning that right now you can purchase IHG points via a legit sale for almost the same price.

Through August 18, 2014 you can get a 60% bonus on purchased points if you purchase 10,000 IHG points or more.  Points can be purchased in 1,000 point increments via the following prices:

  • 1,000 – 10,000 points for $13.50 per 1,000 points
  • 11,000 – 25,000 points for $12.50 per 1,000 points
  • 26,000 – 60,000 points for $11.50 per 1,000 points

As an example, if you purchase 60,000 points at $11.50 per 1,000 points that comes to $690 for 60,000 regular points + 36,000 bonus points for a total of 96,000 IHG Rewards points for $690.  That is .718 cents per point.  In other words, it is .018th of a cent per point more than the unofficial way to purchase them from IHG.

I wouldn’t stock up on points at this rate without a need, but it is a good enough way to get points if you do have a plan for them in the near term.   I just did a test purchase and the points posted instantly.  This means you could purchase points to use for the new Point Breaks list that goes live on Monday.

IHG Purchase

At this .718 cents price per point, you are getting Point Breaks at 5,000 points per night for a purchased points cost of $35.93 per night.  That is a great all-in price for a hotel room!


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The preview list of IHG Point Breaks hotels is now available on the IHG Community Forum. The Point Breaks rooms will be available for 5,000 IHG Reward points per night for bookings (and stays) from July 28- September 30th.  This is just a preview list and the bookings do not go live until Monday of next week.  That is actually a good thing since popular hotels get snapped up relatively quickly and this way you can look the list over in advance to see if any properties might work for your travel plans.


As is typical, the list is really a crap shoot as to whether any properties will work for your family.  Most of the properties in the United States are Holiday Inn Express or Candlewood Suites properties that aren’t exactly in tourist hotbeds.  However, there could be one that is right along the route of a road trip your family has planned, and for just 5k points you can have a place to rest, swim, sleep, and have a free breakfast before continuing your journey.  There is a smattering of Hotel Indigo and Crowne Plaza properties on the United States list as well.

Outside the US there are a few more ‘upscale’ options such as the Intercontinental Bucharest, Crowne Plaza Istanbul- Harbiye, Intercontinental Costa Rica at Multiplaza Mall. Intercontinental Real Guatemala, Intercontinental Miramar Panama, and more.

Booking Intercontinental properties like some of those for just 5,000 points per night is insane.  If you have travel plans to some of those locations between July 28 – September 30th then certainly be ready on Monday morning (usually between 9-10A Central) to start securing some nights for just 5k points.

If you are running short on IHG Reward points, you can transfer them in 1:1 from the Chase Ultimate Rewards programs and cards such as the Ink Bold® Business Card or Chase Sapphire Preferred® Card.  This is not typically a great use of Ultimate Reward points, but it can be worth it for Point Breaks – especially if your account is starting from 0.  If you already have some points in your account you can also “buy” additional points at a cost of $0.007 each – check out this post by Million Mile Secrets for details on that method of obtaining IHG Rewards points.

Update: Better idea – you can currently purchase IHG points via the official channel for as low as .718 cents each via a limited time bonus.  At that price, 5,000 point per night Point Breaks rooms are less than $36/night.

Do any of the properties on the list look like they will work for your family’s travel plans?


Thanks to Mommy Points reader, Greg, for letting me know the new preview list was up!

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Hyatt has four all inclusive properties that you can currently make reservations at using cash or Hyatt Gold Passport points – the Hyatt Zilara Cancun (adults), the Hyatt Ziva Los Cabos (families), the Hyatt Zilara Rose Hall Jamaica (adults), and the Hyatt Ziva Rose Hall Jamaica (families).  The two Jamaica properties don’t open until November 2014, but the Los Cabos and Cancun properties have been open for a little while… Read the Rest.

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Just as some of the fast and furious increased credit card sign-up offers of early summer had faded away, two new ones seem to be taking the spotlight.  The first isn’t totally new as there were some ‘creative’ folks who found ways to unearth similar offers on Flyertalk, but having it this publicly available for a limited time is news to me.  The second is just new and awesome all… Read the Rest.

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One of my dad’s many dream ‘bucket list’ trips was to go to Washington DC for all the Fourth of July fireworks and festivities.  Politics aside, his blood bleeds red, white, and blue, and his love for the underlying foundation of this country is rivaled only by his love for fireworks, music, and holiday celebrations.  As I think I’ve said before, he’s kind of like Clark Griswold, only without some… Read the Rest.

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Update: This deal is already operating differently than it did an hour ago for me, so let’s let the dust settle and see what happens.  Lots of gift cards are now out of stock and the $25 discount doesn’t seem to be working the way it did earlier this morning.  I’ll update if/when the dust settles a bit.  Man things get hit fast these days.  If you want to purchase… Read the Rest.

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Here in the dog days of summer as they are called, we have been home for several weeks running just staying busy locally and enjoying the variety of activities that summer has to offer.  In late July we aren’t yet tethered to the rigor of a school schedule, the days are long, the nights are short, the water is warm, and the child’s energy is almost boundless – somehow despite… Read the Rest.

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If you have been around this or other deals related blogs for any length of time, then you have undoubtedly heard of American Express Small Business Saturday.  If you haven’t, it happens the Saturday after Thanksgiving, and for the last several years American Express has given a statement credit on each of your unique American Express cards (including authorized user cards) when you shop at a “small business” on that… Read the Rest.

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A few days ago I shared info about a “rumor” I had heard multiple times relating to the Chase Sapphire Preferred® Card eliminating the 7% annual points bonus as a card feature for new account holders beginning on Sunday July 20th.  Turns out, as expected, this came to pass and I was just officially informed that “effective 7/20 they are no longer offering the 7% dividend benefit to new customers. … Read the Rest.

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If you are a tennis fan with some Starwood Preferred Guest points to spend, then be sure and check out the SPG Moments redemption opportunities that just came out for the US Open matches that will be happening in New York in late August and early September.  Some are auctions and some are fixed point redemption opportunities – I’m sure the final auction price will depend greatly on the associated… Read the Rest.

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