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It should come as little surprise that this points-addicted mama is also a huge Black Friday (aka the day after Thanksgiving in the US) shopper. Two years ago, I was eight months pregnant on Black Friday and waited in line through the night for the doors at Babies R Us to open at 4AM. It was me, a bunch of other crazy pregnant ladies, and their reluctant partners. They opened the doors and it was a pregnant lady race to score some seriously marked down baby furniture. Once it was over it was well worth it, and that year my fondness for Black Friday turned into a full-on obsession.
Here’s the best part: Black Friday can also be an amazing day to score huge point hauls as well. Luckily for those of you who don’t want to camp out in line at stores all night, the best points deals (as usual) are scored by shopping online. You get not only the rock-bottom Black Friday prices, but you also score 4x, 6x, or even 10x points for your purchases. This year, Ultimate Rewards is offering 10x and 20x points on some very popular retailers on certain dates starting in November. As a quick example of how this can turn into a great points haul, we are planning on buying a new fancy-pants stainless steel dishwasher this year on Black Friday. Typically the best prices on appliances (at least in my experience) happen on that day. Let’s say we find a dishwasher at Best Buy this year for $500. If we make that purchase at Best Buy on Black Friday via the Ultimate Rewards shopping mall, we will net 5,000 points as Best Buy is the Ultimate Rewards Holiday Deal that day at 10x points.
I highly recommend you start planning ahead to see if you can coordinate some of your household or Holiday shopping with some of the Ultimate Holiday Deals offered by the Ultimate Rewards Shopping Portal. 10x points for places like Best Buy, Apple, and Target is nothing to ignore – especially around the holidays. Groupon is even going to offer 20x points via the Ultimate Rewards portal on 11/14. I hope there are some good Groupons out that day! I checked the American Express Membership Rewards portal to see if they had a similar offering up, but I was not able to find anything. I hope they step-up their game and have some special holiday point offerings coming soon as well! Nothing brings out the best deals like a little friendly competition. 😉
Also, there is a post up on another BoardingArea blog called FrequentMiler that outlines that you don’t have to use a Chase Sapphire or Ink credit card in the Ultimate Rewards portal in order to earn bonus points. You do have to have one of those cards to access the portal, but that post indicates success when using another credit card, such as the Starwood American Express card, to make purchases with the different retailers. Maybe that is old news to everyone else, but I hadn’t heard that yet! If true, it would be very helpful when you are working on hitting the minimum spending threshold on a different card. Or, in the case of Best Buy, you could use their own store credit card to utilize some of the no-interest financing perks on some of your “big ticket” purchases. That would be awesome around the holidays! That same post also outlines some potential ways to double-dip by buying using gift cards in the portal. I would personally feel a bit guilty doing that, but it is still an interesting idea. I would love to know if using a different credit card in the Ultimate Rewards portal has worked for you!