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Account-to-Account Point/Cash Back Rewards Transfers: Cash Back Rewards is a form of rebates subject to these Program Redemption Rules. You may transfer points/rebates to any other eligible credit card or debit card with Ultimate Rewards. You may only transfer points to accounts earning in points and rebates to accounts earning in rebates. Transfers may only be used to combine points/rebates belonging to the same individual or business in the Program; or for the purpose of enabling spouses or domestic partners to combine points/rebates earned in their respective names. If the transferee’s or your credit card account(s) or checking account(s), as applicable, are in default at the time of the transfer, Chase will not make the transfer. Once points/rebates are transferred, they cannot be credited back.