I may be the only one who benefits from this post, but I think my brain is still recovering from holiday mush, and I have recently found myself having trouble remembering which card to use for which purchases now that we are into a new year and a new quarter.  At least when not using Visa gift cards or meeting a spending requirement – that part is easy!  In case you are in the same boat, here is a quick reminder of some of the currently available first quarter bonus categories so you can be sure to maximize as many of your purchases as possible.  Many of these temporary bonus categories are capped, so this is not an unlimited free-for-all.

Chase Freedom Visa (activate bonus categories here):

5x Starbucks

5x Drugstores

5x Gas stations

Discover 5% cash back

5% Restaurants

5% Movie theaters

US Airways MasterCard (targeted):

5x Grocery stores

5x Utility payments (phone/cable/satellite/standard utilities)

5x Movie theaters

I don’t currently have a Discover card, so I’m still using my Chase Sapphire Preferred Card to earn 2x at restaurants (other than Starbucks that goes on Freedom) and some of my travel expenses for 2x on those.  I also prefer to use my new Ink Plus Business Card card to earn 5x Ultimate Rewards on phone, cable, and satellite expenses over the US Airways card.  That is due in part to setting those payments up on auto-pay, and not wanting to bother changing them when the temporary bonus period is up on the US Airways card (I’m lazy/busy).

All non-bonused expenses that I don’t put on a gift card go on my United Club card since it gives me 1.5 United miles per dollar which isn’t too shabby.  Word on the street is the bonus categories are changing on the Amex Hilton cards, so that may impact some folk’s spending patterns in the near future as well.

I was totally blanking on some of these bonus categories, but I think I am clear now – hopefully you are as well.

 

Disclosure: I do receive a commission if you are approved for a credit card using one of my affiliate links. As always, thanks for your support.

Posted by Mommy Points | 8 Comments

8 Responses to “First Quarter Spending Bonus Reminders”

  1. David says:

    If i buy visa gift card at CVS/Walgreen, do I get 5x bonus?

  2. John says:

    Can I get 5x from buying visa pre-paids @ grocery store on US Airways card?

  3. Houstonmama says:

    5x at Starbucks!! I have GOT to get that card! :)

  4. Mommy any idea on how to get targeted for the U.S. Airways card offer? I got the card and I used it only once, then of course got targeted for the 15k, 3-month $750 spending, but never heard of the 5X targeted offer before.

    • mommypoints says:

      FreeTravelGuys, my best advice to get targeted is to not use it much except when you are targeted. That has worked for many (but not all) cardholders.

  5. julie says:

    If you have the Citi Aadvantage personal Visa, check your email for limited time bonus offer: 2x AA miles on electronics/computers, apparel, department stores, and toys. Not as good as 5x, but no category overlap with the other cards!

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