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I try not to post a list of the best credit card offers too frequently, since you can get them here any time you want, but given some recent changes I think it is time for a refresher post. It is important to get as many miles and points as possible when you sign-up for a rewards credit card, so knowing what the best offers are is something that is pretty important in the miles and points game. Often there are multiple offers for the same card available at the same time, so finding the best one can be a little trickier than just doing a simple search. I do my very best to list the top available offers for all cards, whether they are my affiliate link or not…but do be aware that the various miles and points blogs all tackle this issue differently. While many do as I do and share the best offers regardless of whether or not they are affiliate links, some do not. Do your homework and don’t miss out on any miles when the time comes to get a new rewards credit card.
For me, to decide which offers are the “best” you have to consider whether they are a limited time only, how much the points are worth to you based on your travel plans and goals, how high the sign-up bonus is compared to other previous offers, and how easily you can meet the spending requirement. Ultimately, my best may be different than your best simply because our situations and goals are not identical.
Without further ado, here are the offers that I think are currently tops for families (and a brief word on why):
Ink Bold® Business Card or Ink Plus® Business Card: Both of these cards offer 50,000 Ultimate Reward points after spending $5,000 in three months, and they are considered separate products. The Bold is a charge card and the Plus is a credit card. There is a $0 intro annual fee the first year, then $95 annually thereafter. These business cards come with tremendous earning power since they pay out 5x Ultimate Reward points for office supply store, cell phone, internet, landline, and cable charges. Ultimate Reward points can transfer 1:1 to United, British Airways, Hyatt, Korean Airlines, Marriott, IHG Rewards, and more.
Chase Sapphire Preferred® Card: 40,000 Ultimate Reward points after spending $3,000 in the first three months. There is a $0 intro annual fee the first year, then $95 annually thereafter. This card has been the darling of the miles and points world since it came out, and it is consistently my #1 recommendation for those new to this hobby because of the valuable and flexible Ultimate Reward points and access to the online Ultimate Rewards shopping portal. The card also pays out 2x on travel and dining expenses (3x on “First Fridays” dining). If you don’t yet have this card, I would fix that when the time is right for you to get a new rewards credit card!
Club Carlson Premier Rewards Visa Signature® Card 85,000 Club Carlson points (50k after first purchase, and 35k more after spending $2,500 in the first three months.) There is a $75 annual fee, but you do get 40,000 bonus points at each renewal. The bonus points with this card are good, but what makes this card a “must have” for us is that the last award night is free. That means, if I redeem for two rewards nights then I pay for the first one with points, and the second is free! While my favorite Club Carlson hotels are in Europe, there are also some pretty good family options here in the US.
Citi® Hilton HHonors™ Reserve Card: Two free weekend nights after spending $2,500 in the first four months. $95 annual fee. You also receive Hilton Gold status with this deal, which can score you free breakfast in Hilton hotels.