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At the beginning of most months I write a post about some of the shopping portal payouts since there are often some adjustments each month. Payouts don’t all change on the 1st, but a fair amount do get adjusted at some point in the month. Doing your online shopping via a shopping portal is an insanely easy way to really rack up miles for purchases you were going to make anyway. I have to admit I feel silly doing the shopping portal post this month since I know so many of us spent plenty around the holidays and don’t really need to buy much right now (and the payouts are pretty mediocre coming off the holiday season). However, you never know when you will need to pick something up online so just in case your budget didn’t tighten up at mine, I’m happy to share some payout examples!
The numbers below show how many extra points or miles you will earn for your purchase. For example, if you buy something for $100 from a portal that is paying out at that retailer for 12x then you will get 1200 extra miles or points for that purchase on top of the ones that you earn for using your rewards credit card. It can take a purchase that would have only earned a handful of points on a credit card to one that earns a significant number thanks to using an online portal. You can use www.cashbackmonitor.com or www.evreward.com to compare payouts in various portals (though I would do some manual checks for large purchases).
You can often stack coupon codes, free shipping, or in-store pick-up on top of the points or miles earned for shopping through a portal, but that isn’t always the case. I recommend getting the best deal possible for an item first, and then worry about the miles and points second. Usually you can do both at the same time.
I will cover many of the top shopping portals, but my personal favorite is generally the Chase Ultimate Rewards portal. In case you aren’t overly familiar with how the Chase Ultimate Rewards shopping portal works, then head to this post for detailed instructions. While the Ultimate Rewards portal doesn’t always have the best payout (or the most retailers), they do seem to have some of the better customer service when something goes wrong with the points posting, so keep that in mind. The Ultimate Rewards portal can be accessed by those who have cards that earn Ultimate Rewards such as the Ink Plus® Business Card or Chase Sapphire Preferred® Card.
Chase Ultimate Rewards:
Baby Gap 4x
Brooks Brothers 6x
Estee Lauder 5x
J. Crew 3x
Last Call by Neiman Marcus 7x
Pottery Barn 3x
Isabella Oliver 3x
Melissa and Doug 4x
The North Face 5x
Ebates and TopCashBack are also not to be overlooked as they are cash back sites that can be more lucrative for retailers. For example, TopCashBack will give 3% back on Hyatt and Ebates will give 8% back on IHG Hotels. You will still be able to earn hotel points and participate in hotel promos when going through those sites as they take you straight to the hotel site to make your reservation.