Please note this site has financial relationships with American Express and this post may contain affiliate links. Read my Advertiser Disclosure policy here to learn more about my partners.
At the beginning of most months I write a post about some of the shopping portal payouts since there are often some adjustments each month. Payouts don’t all change on the 1st, but a fair amount do get adjusted at some point in the month. Doing your online shopping via a shopping portal is an insanely easy way to really rack up miles for purchases you were going to make anyway. This month has some decent payouts at popular retailers, though I haven’t come across anything that is worth pulling the trigger on purely because of the payout.
The numbers below show how many extra points or miles you will earn for your purchase. For example, if you buy something for $100 from a portal that is paying out at that retailer for 12x then you will get 1200 extra miles or points for that purchase on top of the ones that you earn for using your rewards credit card. It can take a purchase that would have only earned a handful of points on a credit card to one that earns a significant number thanks to using an online portal. You can use www.cashbackmonitor.com or www.evreward.com to compare payouts in various portals (though I would do some manual checks for large purchases).
You can often stack coupon codes, free shipping, or in-store pick-up on top of the points or miles earned for shopping through a portal, but that isn’t always the case. I recommend getting the best deal possible for an item first, and then worry about the miles and points second. Usually you can do both at the same time.
I will cover many of the top shopping portals, but my personal favorite is generally the Chase Ultimate Rewards portal. In case you aren’t overly familiar with how the Chase Ultimate Rewards shopping portal works, then head to this post for detailed instructions. While the Ultimate Rewards portal doesn’t always have the best payout (or the most retailers), they do seem to have some of the better customer service when something goes wrong with the points posting, so keep that in mind. The Ultimate Rewards portal can be accessed by those who have cards that earn Ultimate Rewards such as the Ink Plus® Business Card, Chase Freedom® or Chase Sapphire Preferred® Card.
Note that some retailers have a different payout depending on which card you are logged in with in the Ultimate Rewards portal. I listed which card I was logged in with to see the portal payment if it was one that I noticed varying based on the card you were using. The Ink cards seemed to line up with the Chase Sapphire Preferred (CSP) payouts, but it is possible they varied more than I noticed.
I’m not seeing any overly amazing payouts right now, but there are still some solid options if you have some goodies you need to order online. It is also interesting to note that for the first time in as long as I can remember, Kohl’s is not 10x via Ultimate Rewards. In fact, it isn’t even currently a retailer with Ultimate Rewards. Always possible it will return, but it has been gone for a few weeks now.
Chase Ultimate Rewards:
Bass Pro Shops 5x
Banana Republic 2x
Brooks Brothers 6x (CSP)
Dell Home 3x
eBags 10x (Freedom)
HR Block 15x (CSP)
Lucky Brand Jeans 4x
Lowes 5x (stack with 2nd quarter Freedom 5x bonus category for total of 10x)
Magazines.com 30x (CSP)
Neiman Marcus 6x
Nordstrom 6x (CSP)
Office Max 3x
Pottery Barn Teen 3x
Toms Shoes 6x
Note that for the best United payouts you sometimes need to have a co-branded United MileagePlus Shopping card registered to your account.
Crate and Barrel 4x
TurboTax 1000 points
Saks Off Fifth 5x
Neiman Marcus 8x
Ebates and TopCashBack are also not to be overlooked as they are cash back sites that can be more lucrative for retailers. For example, TopCashBack will give 3% back on Hyatt and 2% American Express (gift cards) and Ebates will give 2% back on Hyatt Hotels. You will still be able to earn hotel points and participate in hotel promos when going through those sites as they take you straight to the hotel site to make your reservation.