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Update: This was for the bonus categories from April 1- June 30, 2014.
April 1st marked the start of a new quarter and a new set of 5x bonus categories via the Chase Freedom® . This quarter the 5x bonus categories include restaurants and Lowe’s Home Improvement stores (you know, spring time projects and all). This post is not just a reminder about the two new bonus categories (make sure you activate them), but also about how to make sure you are getting the most out of those bonus categories.
5x at Lowe’s Home Improvement Stores:
If you or your partner is anything like my husband, then there are a never ending list of home improvement projects that make Lowe’s a pretty nice bonus category. If that applies to you, then remember that not only is Lowe’s 5x when you use the Freedom, but it is also currently 5x via the Ultimate Rewards Shopping Portal. That should make a total of 10x Ultimate Reward points for online Lowe’s purchases you need to make via that route with the Freedom.
In case you need a little gift to go along with your seasonal plant, remember that Lowe’s also has a decent selection of gift cards to many restaurants, clothing retailers, and some hotels and airlines like Southwest. I’m sure the gift card selection varies some from store to store, but in general I found it to be pretty varied. The gift card options are for the most part duplicates of the type of cards you could get at many grocery stores or office supply stores, but just in case you don’t have access to a good bonus payout at those stores, this is an easy 5x option.
Sadly, I did not see an Visa or MasterCard type gift cards at Lowe’s.
5x at Restaurants:
One category that I’m sure we will all use some this quarter is restaurants. Whether you are going out to a nice dinner, picking up fast food via a drive-thru, grabbing a coffee, or having some drinks at happy hour, I would pull this card out for your dining expenses until you hit the $1,500 combined max for the quarter. Of course you could also grab a gift card if you won’t otherwise hit the $1,500 limit, and you know you have a dining expense coming up at a particular restaurant after the quarter ends.
Be sure you register your Freedom with a dining rewards program like MileagePlus Dining just in case a restaurant you visit participates in that program. If you are new to the dining program, you can get a 1,500 mile bonus for your first dine.
If you have any other tips for maximizing these bonus categories, please feel free to share!
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