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At the beginning of most months I write a post about some of the shopping portal payouts since there are often some adjustments each month (though I’m a little late this month – sorry!). Payouts don’t all change on the 1st, but a fair amount do get adjusted at some point in the month so it makes sense to periodically check. Doing your online shopping via a shopping portal is an insanely easy way to really rack up miles for purchases you were going to make anyway. This month has some decent payouts at popular retailers, though I haven’t come across anything that is worth pulling the trigger on purely because of the payout.
The numbers below show how many extra points or miles you will earn for your purchase. For example, if you buy something for $100 from a portal that is paying out at that retailer for 12x then you will get 1200 extra miles or points for that purchase on top of the ones that you earn for using your rewards credit card. It can take a purchase that would have only earned a handful of points on a credit card to one that earns a significant number thanks to using an online portal. You can use www.cashbackmonitor.com or www.evreward.com to compare payouts in various portals (though I would do some manual checks for large purchases).
You can often stack coupon codes, free shipping, or in-store pick-up on top of the points or miles earned for shopping through a portal, but that isn’t always the case. I recommend getting the best deal possible for an item first, and then worry about the miles and points second. Usually you can do both at the same time.
I will cover many of the top shopping portals, but my personal favorite is generally the Chase Ultimate Rewards portal. In case you aren’t overly familiar with how the Chase Ultimate Rewards shopping portal works, then head to this post for detailed instructions. While the Ultimate Rewards portal doesn’t always have the best payout (or the most retailers), they do seem to have some of the better customer service when something goes wrong with the points posting, so keep that in mind. The Ultimate Rewards portal can be accessed by those who have cards that earn Ultimate Rewards such as the Ink Plus® Business Card, Chase Freedom®or Chase Sapphire Preferred® Card. Also note that these bonus will stack with bonus categories on cards such as the current 2nd quarter 5x on the Freedom at Lowes for a total of 10x via the Ultimate Rewards portal (as shown below).
Note that some retailers have a different payout depending on which card you are logged in with in the Ultimate Rewards portal. These payouts listed below were via being logged in with the Chase Sapphire Preferred. I saw some slightly lower payouts with some retailers when logged in with the Freedom card, but it is possible some might have been higher with that card as well, I just didn’t notice them.
Chase Ultimate Rewards:
Babies R Us 2x
Bass Pro Shops 5x
Brooks Brothers 6x
Home Depot 2x
L’Occitane Details L’Occitane 6x
Neiman Marcus 6x
Note that for the best United payouts you sometimes need to have a co-branded United MileagePlus Shopping card registered to your account.
Omaha Steaks 15x
Pottery Barn Teen 3x
Sur La Table 4x
Tea Collection 3x
The North Face 5x
Neiman Marcus 8x
Brooks Brothers 6x
Best Buy 3x
J. Crew 4x
Williams Sonoma 2x
Home Depot 2x
Ebates and TopCashBack are also not to be overlooked as they are cash back sites that can be more lucrative for retailers. For example, TopCashBack will give 3% back on Hyatt and 3% American Express (gift cards) and Ebates will give 2.5% back on Hyatt Hotels. You will still be able to earn hotel points and participate in hotel promos when going through those sites as they take you straight to the hotel site to make your reservation.
If you run across any good portal payouts, I’d love to hear about them!
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