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The second quarter of 2014 brought us some solid increased credit card sign-up bonuses, but the time frame for many of these is drawing to a close as June ends. These increases have been pretty great for those new to the miles and points game, as well as those who have been at it for a while but are looking to add to their totals. I know my own family has been benefiting from getting these increased offers for sure!. Since I know many of us are super busy and might have been putting off pulling the trigger, here is a list of all the increased offers I know that have a quickly approaching end date.
It goes without saying, but I don’t recommend getting a new credit card (or two) if you think you won’t be able to pay it off each month, are coming up applying for a new loan, or don’t have a system in place to stay organized to keep track of another card/payment. My family has racked up well over a million miles and points thanks to credit card sign-up bonuses while maintaining an excellent credit rating, so it can be a great way to get a great card with a great bonus, but just be responsible with it.
Chase Freedom® – 20,000 bonus points after spending $500 on purchases in the first 3 months.
The Chase Freedom 20,000 point sign-up bonus is scheduled to end on June 30th. I would expect it to go back to 10,000 points on that date as that is the typical sign-up bonus for this card. In addition to the 20,000 sign-up points you can also get in additional 2,500 bonus points if you add an authorized user who makes a purchase in the first three months. Getting up to 22,500 bonus points for a card with no annual fee is pretty solid.
The points are transferable to hotel and airline partners such as United, Hyatt, Southwest, British Airways, IHG, Marriott, Singapore Airlines and more if you (or your spouse) also have the Ink Plus® Business Card, Ink Bold® Business Card, or Chase Sapphire Preferred® Card. If you don’t also have one of those cards, the points are basically worth one cent each toward statement credits, gift cards, etc. The kicker with this card is that it earns 5x on rotating bonus categories each quarter. Coming up for the third quarter this year is 5x at gas stations and Kohl’s. This 5x earning is capped at $1,500 per quarter – or up to 30,000 pretty easy points per year (you do have to activate the bonuses)!
This card has a permanent spot in my wallet.
Southwest Airlines Rapid Rewards® Premier Credit Card – 50,000 points after spending $2,000 in first three months
There are four different versions of the Southwest card, and all of them currently are offering 50,000 sign-up bonus points after spending $2,000 with a published end date of June 30th. While history is no guarantee of the future, this bonus has gone up and down from 25,000 to 50,000 points every few months for a while. Many like to use these 50,000 sign-up bonus points to go toward the 110,000 required in a calendar year to earn the Companion Pass. The Companion Pass permits your designated companion to fly free with you on any Southwest operated flight whether your ticket was purchased with cash or points. The pass is good the year you earn it and all of the next year. So, if you hit 110,000 points soon you could use it for the remaining months of 2014, and then all of 2015. You will even be able to use the Companion Pass to fly to Southwest’s recently announced Caribbean destinations!
You can find the other three versions of the Southwest cards here by clicking on the “Working Link for Business Card” in this Flyertalk thread. I have also seen several of the versions on the cards on the Southwest.com site. The annual fee varies based on which version of the card you choose.
American Express Business and Personal Starwood Preferred Guest Cards:
For the last few years the SPG cards have increased their sign-up bonuses from up to 25k to up to 30k points just once per year, typically during the summer. If one of these cards are on your short list, I would move sooner rather than later if you want the 30k version of the sign-up bonus as it is scheduled to end on June 30th. You can make referrals to others if you currently hold one of the cards and receive 5,000 bonus points per approved referral. To get the increased sign-up bonus you need to be approved by June 30th so I wouldn’t wait until June 30th to apply.
Make referrals to friends and family members using the links below:
I’m also happy to refer you for the business or personal version of the cards if you email me at mommypoints at mommypoints.com, or you can apply directly with American Express without being referred.
Citi® Hilton HHonorsTM Reserve Card – LIMITED TIME OFFER – two free weekend nights after $2,500 in purchases within 4 months + $100 statement credit after spending $100 at Hilton hotel in first 3 months
This offer doesn’t end until August, but I thought I’d mention it in case you wanted to throw in an offer from Citi today since the Citi AA 100k offer seems to have officially ended last night. Boo! This offer is better than the standard offer of two weekend nights at a Hilton property by adding in a $100 statement credit if you spend $100 on your first hotel stay in the Hilton HHonors Portfolio within the first 3 months of account opening. That’s not a massively different bonus, but not bad if you can make use of that $100. Do pay attention to the listed of excluded properties for the two weekend nights. There is a $95 annual fee for this card and it comes with Hilton Gold status.
Of all of these offers, the increases in the SPG and Freedom cards have historically been the most rare, but there are never guarantees about these patterns holding into the future. Only pull the trigger on an increased offer if it is the right fit and the right time for you. I’d love to hear if any of these offers mesh well with your miles and points goals!
Disclosure: I do receive a commission if you are approved for a card using my affiliate link. As always, thanks for your support.