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Last week I was excited that The US Airways® Premier World MasterCard® has temporarily increased its sign-up bonus to 50,000 miles after the first purchase and payment of the $89 annual fee. Previously the sign-up bonus was at 40,000 miles, and the 50,000 mile version of the offer was just available to the lucky folks who were targeted. However, the number one question on that post was related to how possible is it to get a second card…
Before I get into the results of my own experiment getting a second card, let me briefly hit on why I was even compelled to try for a second card since that isn’t my normal method of operation. This card will be closing to new customers in the not terribly distant future thanks to the merger between US Airways and American Airlines. I don’t know the exact deadline, but we are probably dealing with months at this point. Existing cardholders will be kept, and merged to a new AA branded product issued by Barclaycard, but no new folks will be taken on.
Additionally, this is one of the very last cards out there that awards the sign-up bonus without a minimum spending requirement. All you have to do is make one purchase, pay the annual fee, and the sign-up bonus miles are yours. This makes this potentially 50,000 of the easiest miles you will ever earn. These miles will be issued as US Airways miles, but will become American Airlines miles in 2015 when the programs merge.
You will also get other card perks such as the companion certificate (that is great for traveling families), a free checked bag for you and up to four companions, and other US Airways and American Airlines perks. Some of those aren’t all that relevant if you already have a card, but certainly they are important if you are getting your first card (though I am excited to have two companion certificates).
Note that this version is not advertized to have the 10,000 bonus anniversary miles that some versions of the offer have, but the offer that still advertizes the anniversary bonus miles and is marketed to Exclusive Preferred (elite) members, also shows the increased 50,000 mile sign-up bonus. If you are an elite member with US Airways, you should absolutely go for that version of the offer. If you aren’t elite with US Airways, you can roll the dice with that offer and see what happens as there have been some reports of success for non-elites using that version of the offer.
Getting a Second Card:
Historically there have been reports of some people having more than one US Airways card for various reasons, such as keeping their spending in various categories on the two cards separate. I had never gone for two cards as I’m pretty conservative with that sort of thing, but since the bonus was increased and the window is closing, I decided to go for it.
I applied online, held my breath, and….
Card #2 is joining the collection! From my own experience and talking to others, it seems that if you get instantly approved online you are good to go. However, if you don’t get instant approval your chances of getting approved for a second card via any sort of reconsideration aren’t all that great these days. I have a good credit score, haven’t applied for very many cards in recent months, and only have one other card issued by Barclaycard, so lucked out getting instant approval online.
As long as you have a good credit score and aren’t going to be tempted to rack up debt just because you have a new credit card, I can’t think of a single reason not to have the The US Airways® Premier World MasterCard®. If you are feeling particularly adventurous and have a need for a second card, even that can be possible. Note that it isn’t guaranteed of course, but it is possible.
Good luck if you decide to go for it, and be sure to share your results!
Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.