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One really good resource for finding potentially increased targeted credit card offers is the CardMatch Tool available at creditcards.com. In the past we have seen some incredible deals, often for American Express cards, come out of the CardMatch Tool. While I do periodically check it, it’s been a while since I found a good increased offer available for my account (or the other accounts I ask family members to check).
However, today I noticed posts at The Points Guy and View from the Wing that the CardMatch Tool is cranking out some hot deals for some lucky folks again. This time those offers are again coming in the form of American Express increased offers, and some to the tune of up to 100,000 sign-up bonus points! Before I get your hopes up, anecdotally this seems to be working the best for folks who haven’t taken advantage of many Amex offers in the past. So, you may want to have a family member or partner check their offers if you are usually the one that applies for reward cards.
My own account wasn’t targeted for any Amex offers at all, presumably because I have had or have so many of their products, however my dad’s account did have several increased offers available (he has never had an Amex card to my knowledge). I’ll share what he had in his account below, but it is worth checking to see what your own account may show as available as it may be totally different than what he has. You do have to provide your information check for your targeted offers, but this does not trigger a hard credit inquiry. Creditcards.com is a legit site I have personally been using for years, though of course you should not provide your info if you don’t feel comfortable.
These offers displayed as available on 01/05/2015.
Amex Premier Rewards Gold Card: 50,000 Membership Rewards points after you spend $1,000 on purchases on your new Card in your first 3 months of Card Membership
The standard offer is for 25,000 points with $2,000 of a spending requirement, so this is 2x the standard offer with half the spending requirement.
Amex EveryDay Preferred Card: Earn 30,000 points after you use your new Card to make $2,000 in purchases within the first 3 months
Amex Platinum Card: Earn 60,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
The standard offer for this card is for 40,000 points, so 60,000 is better, but not as good as some that are seeing 100,000 point offers in their CardMatch Tool account!
Which one of those offers is best totally depends on your goals. The Premier Rewards Gold card is a good quick shot of 50k points with a $0 introductory fee the first year, but the Amex EveryDay Preferred is a card that many will do well with getting and using for everyday purchases thanks to the category bonuses. If the Platinum 100,000 point offer is in your account, that is obviously a ton of points, though with a $450 annual fee (that you can easily get the value out with $200 in airline fee credits each calendar year).
Remember that Amex now allows the new cardmember sign-up bonus once per product, so this will only work if you haven’t already had these products.
Did you have any increased offers available in your account?
Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.