Increased $500 Cash Back Sign-Up Bonuses Available

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I don’t write a whole lot about Capital One credit cards for a number of reasons, mainly being that their points are fixed value points which aren’t usually my favorite, they are known for pulling your credit from all three credit bureaus when you apply for a card (most just pull from one), and their sign-up bonuses aren’t always that exciting.

Well, I can’t do much about the first two points, but right now they do have some increased sign-up bonuses that are certainly worth mentioning.  Both of these two cards below are business credit cards, but I will touch on a personal Capital One credit card as well in just a minute.  For those curious, these are not affiliate links, just deals worth mentioning. 

Spark Cash from Capital One

  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Get unlimited 2% cash back on every purchase for your business, with no minimum to redeem
  • $0 intro annual fee for the first year $59 after that
  • No foreign transaction fees

Spark Miles from Capital One

  • Earn a one-time bonus of 50,000 miles—equal to $500 in travel—once you spend $4,500 on purchases within the first 3 months
  • Earn unlimited 2X miles on every purchase for your business, with no blackouts or seat restrictions, and no minimum to redeem
  • $0 intro annual fee for the first year $59 after that
  • Rewards don’t expire, and you can redeem miles for tickets on any airline, any hotel stay, vacation packages and more.
  • No foreign transaction fees

SPARK MILES 50000

As you can see the main difference between these two cards is that the Spark Cash card deals with straight cash back while the Spark Miles card awards “miles”, only they aren’t really airline miles.  The miles card just deals with “miles” that are worth one cent each toward travel charges.  Between the two the cash card sounds like the simpler route to go, though if you want to use the sign-up bonus toward travel it probably doesn’t matter very much which card you select.

If you want a Capital One card but don’t have a small business, there is always the Capital One Venture card.  This card was pretty popular in miles and points circles when it had 100,000 point sign-up bonuses a few years ago, but we haven’t seen that return in quite some time so I wouldn’t advise holding out just waiting for that to return.

The best public offer I have seen for the Capital One Venture card lately is the one that offers 40,000 “miles” (worth 1 cent each toward travel) after you spend $3,000 in the first three months.  It earns 2x on purchases, has no foreign transaction fee, and there is a $0 introductory fee the first year, then $59 in subsequent years.  You can also check to see if you have any offers for Capital One credit cards via the CardMatch Tool from creditcards.com as I have often seen Capital One offers available to me via that site.  Here is a round-up of some other increased card offers from the United card, Ink Plus, IHG Rewards, and more….

Thanks to Doctor of Credit for sharing news of the two Spark increased offers.

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

Disclaimer: The comments below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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