Third Quarter 5x Bonus Categories Announced

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The no-annual-fee Chase Freedom credit card offers 5x points earning in quarterly rotating bonus categories (up to $1,500 cap per quarter) if you activate each quarters 5x bonus in time.  The time has now come that you can begin activating the third quarter bonus, even though the third quarter and related earning doesn’t start until July 1st.  Until July 1st the 5x bonus categories are still restaurants,, and Bed, Bath, and Beyon

Third Quarter Chase Freedom 5x Bonus Categories:

This year they moved to a model of announcing the major 5x bonus category in advance, but they also said “and more” with each quarter, so we haven’t known all the eligible 5x categories at the start of the year.  For the third quarter the major 5x bonus category is gas stations, but it was just announced today that the “and more” store will be Kohl’s. 

Chase Freedom 5x

I don’t personally expect to have very many 5x purchases at Kohl’s, but that’s okay because 5x at gas stations is one of my favorite categories…even though it is much harder in most parts of the country to obtain gift cards with credit cards at gas stations than it was a couple of years ago in the event you don’t have $1,500 in actual gas purchases over three months.  I’ll do some experimenting with this when the third quarter starts, but I don’t expect it to be as easy as it once was.

In terms of the temporarily increased bonus, you see this card’s bonus marketed as $200 dollars, but that also equates to 20,000 Ultimate Reward points you can transfer 1:1 to hotel and airline partners such as United, Hyatt, British Airways, Singapore Airlines, Marriott, IHG Rewards, Southwest and more if you or your spouse also have the Ink Bold Business Charge Card, Ink Plus Business Credit Card, or Chase Sapphire Preferred® Card.

If you already have the card yourself, some people have had the increased offer available via the Chase Refer-A Friend website which enable yous to get 5,000 bonus points for each referred and approved friend or family member.

I highly recommend going ahead and activating the third quarter bonus today so you can’t accidentally get busy and forget down the road!

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    • Nadine, good point. I don’t actually go in Kohl’s much so had forgotten about that possibility. Thanks for the reminder!

  1. Hi MP. As a public service announcement, it might be worth noting when you post about this card that it’s one of the ones where chase is being really inflexible with approvals for anyone who has opened five or more cards in the prior two years — and that appears to include any cards. I think maybe you’ve mentioned this before but might be worth noting in these posts to avoid folks getting dinged with a hard pull. Just a thought for you.

  2. Yep, the Chase Freedom is oddly the one card I cannot get despite having two Chase United cards, an IHG card, a BA card, a Ritz Carlton card and a Sapphire card. I’ve tried repeatedly to exchange one current account for it or take less credit overall, and they just don’t want to give it to me.

  3. Today, Ebates is offering 6% rebate for Kohl’s and there are various other incentives from Kohl’s. On line gift cards are all Kohl’s and no Ebate money on them. One might be better offer buying from gift card reseller, provide there isn’t a delay in shipment.

  4. 5points for the gas will be nice! I haven’t had chance to use this benefit except use this card at the restaurants because I have nothing to buy at the Bed bath or the Overstock. Ant suggestion?

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