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Last month I decided I needed to work a little harder to increase the number of points my family was regularly earning without adding much extra complexity to our daily life. Since I am pretty certain all of us enjoy earning more points without lots of added work or investment, I’ll share the few easy things I am doing this month.
Buying Grocery and Other Gift Cards Online for 5x Points
Last month I purchased $400 in Whole Foods e-gift cards via Staples.com and paid with a credit card that earns 5x points at office supply retailers. This meant that we earned 2,000 points on those groceries last month just by paying at the grocery store with e-gift cards we printed out at home instead of using a credit card in the store. It didn’t cost anything extra, and since I’m never going to need any purchase protections afforded by credit cards on grocery purchases, I’m not losing anything by paying with gift cards for that sort of purchase.
Even as busy and sleep deprived as I am, this really worked out well for us, and I am placing another similar order online today for this month’s Whole Foods grocery purchases. And before this comes up again, yes, Whole Foods charges more for some items than other stores. They actually charge less for other items, and either way with the dairy-free, soy-free, nut-free, egg-free, fun-free diet I am currently on I could care less about spending a little more for some things as long as I can shop at a store that actually has some items I can eat.
Earn 5x on Hyatt Stays and Anything Else
While I was online at Staples.com I noticed two different gift cards types that I hadn’t seen before. First, there was a $300 Visa gift card as pointed out by Points, Miles, and Martinis. Previously the largest Visa card on that site was a $200 version. This $300 Visa card comes with a $8.95 fee as opposed to the $6.95 fee that the $200 card has), but it essentially results in earning points at a cost of .6 cents each, which isn’t bad, and is slightly better than the rate at which points are earned if you purchase the $200 cards.
I also noticed Hyatt e-gift cards on Staples.com (they could have been there before and I just missed them). This could be an easy way to earn 5x points if you have some upcoming Hyatt Hotel stays.
Earn 5x on All Amazon and Diapers.com Purchases
Money spent on groceries, Amazon.com, and Diapers.com (and sister site Wag.com until earlier we lost our furry friend earlier week) makes up a pretty hefty percentage of my family’s monthly expenditures right now, and since we have already established how I am earning 5x on most grocery purchases, here’s how I am easily earning 5x at Diapers.com and Amazon.com for the rest of the year. It’s actually even easier than the grocery purchases…
The Chase Freedom® is awarding 5x points on purchases at Amazon.com and Diapers.com (as well as Zappos.com and Audible.com) this fourth quarter up to a $1,500 5x max. Since I use both of these sites regularly (and often one-handed on my phone while holding a baby), it is crucial that I have my default payment as the Freedom to avoid missing out on 5x points on those purchases.
If you regularly shop at either of those sites, I highly recommend taking the 60 seconds to set your default credit card payment to the Freedom right now to avoid accidentally missing 5x points when you are quickly placing an order for diapers, toilet paper, dog food, or whatever you purchase online! Of course, also be sure you have registered your Freedom to earn 5x points this quarter!
What are you doing to easily earn lots of points this month?
Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.