How to Earn Miles and Cash Back on Bank of America Cards

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Lots of times you have to decide between earning miles and points or cash back on your everyday purchases, but your Bank of America credit cards can actually earn both points and cash back at the same time. I know lots of us have a Bank of America rewards credit card of some sort, with the Alaska Airlines card being a pretty popular one. On that card and others issued by BoA your purchases can earn cash back and miles/points at the same time if you add BankAmeriDeals to your cards! This is sort of like Amex Offers, just slightly different.

These BankAmeriDeals offers are each relatively small with low maximum cash back caps, but every dollar counts to me, so I was thrilled when I recently noticed that one of these deals had scored me 10% cash back on our family Starbucks order for a total of $1.27.

If you want to add these deals to your Bank of America credit card, then when you log into your Bank of America credit card account, look on the right hand side for some BankAmeriDeals as shown below. Some retailers available in my account include Starbucks, Five Guys, Potbelly, Airbnb, Dick’s Sporting Goods, Stichfix, and more.

Even if you don’t make regular use of these cash back deals, adding them to your card and then forgetting about them can still result in some surprise savings when you happen to swipe your card at a participating retailer.

Here are a few examples of deals on my account:

  • Earn 10% cash back on all of your Starbucks purchases until a $3.00 cash back maximum is reached. Offer not valid at locations inside grocers, retailers, airports or hotels. Offer expires 6/30/2017
  • Earn 20% cash back on your Stitch Fix styling fee, with a $10.00 cash back maximum! Offer valid one time only. Offer expires 7/5/2017.
  • Earn 10% cash back on your Potbelly Sandwich Shop purchase, with a $2.00 cash back maximum! Offer valid one time only. Offer expires 6/21/2017. Payment must be made on or before offer expiration date.
  • Earn 10% cash back on your Five Guys Burgers and Fries purchase, with a $3.00 cash back maximum! Offer valid one time only. Offer expires 6/28/2017. Offer not valid on third-party purchases. Payment must be made on or before offer expiration date.
  • Earn 5% cash back on your Airbnb rental, with a $34.00 cash back maximum! Offer not valid on third-party purchases. Payment for your completed stay must be made by 6/22/2017. Offer valid one time only.
  • Earn 10% cash back on your DICK’S Sporting Goods purchase, with a $11.00 cash back maximum. Offer expires 6/23/2017. Offer valid one time only.

Do you use BankAmeriDeals to earn cash back and miles at the same time?

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

Comments

    • Go to the Special offers and deals tab in your online account and click on cash back deals. Then click on the preferences tab and make sure it says opt in for BankAmeriDeals. You should start seeing them after that as long as you have an eligible card. I’ve gotten back almost $100 in the past year using them.

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