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As I posted a few days ago, the sign-up bonuses on the various Chase Ink card have now improved (for the most part). Most notably, the spending requirements for both the Ink Bold and Ink Plus have dropped. The applications were not working very well at the very beginning, but they should now be ready to rock. As you may or may not know, there are four different Chase Ink products that are available. All four are business cards, but remember to think broadly about the things you do to earn money, and you may realize you in fact do have a small business (child care, etsy, eBay, blogging, etc…).
All four cards also earn Chase Ultimate Reward points, but only the Ink Plus and Ink Bold earn Ultimate Reward points that can directly transfer to hotel and airline partners like United, Hyatt, Marriott, British Airways, Priority Club, and more. All four cards either have no annual fee, or have the annual fee waived the first year, and all four have some pretty good category bonuses that can lead to racking up Ultimate Reward points in a hurry.
For those who aren’t already familiar, there are four different Ink products.
Ink Bold® Business Card
Ink Plus® Business Card
Ink Classic® Business Card
Ink Cash® Business Card
For most people I recommend starting with getting the Ink Bold Business Charge Card or the Ink Plus Business Card as the sign-up bonus is larger, the earning potential is larger, the points transfer 1:1 to hotels and airlines in the Ultimate Rewards program without having to go through a secondary card, they have no foreign transaction fees, and the annual fee is waived the first year. The only real difference between those two cards is the Bold is a charge card and the Plus is a credit card. The Ink Cash and Ink Classic cards, in my opinion, are good to get after you have already exhausted some options with the sign-up bonuses from the other two cards.
The 5x bonus categories for these cards are amazing. I can’t emphasize enough how easy it is to rack up tons of Ultimate Reward points when you are earning 5x at office supply stores, cell phone bills, landline, internet, and cable. Of course 2x at gas stations and hotels is helpful as well. If I could only have one credit card, it would absolutely be one of the Ink cards.
Disclosure: I do receive a commission if you are approved for one of these credit cards using my affiliate links. As always, thank you for your support.