Register Now for the 4th Quarter Freedom 5x Bonus Categories

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You can now register for the Chase Freedom® Visa 4th quarter 5x bonus categories of and select department stores!  If you register for the promo, you will earn 5% back on your eligible purchases from October 1st – December 31st, but if you prefer Ultimate Reward points as I do, then you can consider this 5x Ultimate Reward points on your Amazon and eligible department store purchases.  These Ultimate Reward points are transferable to hotel and airline partners if you also have the Chase Sapphire Preferred® Card, Ink Plus® Business Card, or Ink Bold® Business Card.


Here are a few notes about the upcoming 5x categories, taken from the Freedom FAQ site:

  • All purchases you make through the checkout at, including digital downloads, Gift Cards, Amazon Fresh orders and Amazon Prime subscriptions are included and items sold by third party merchants through’s marketplace.
  • Examples of department stores that do count:  Select department stores are the stores that are listed on the Select Department Store list. Some of these are: Macy’s, Nordstrom, Bealls, Kohl’s, JC Penney, Sears, Bloomingdale’s, Neiman Marcus, Sam Moon, and more.  These stores have multiple departments that may sell general lines of goods and services; for example: apparel, home furnishings, furniture, electronics, cosmetics and housewares. Each department usually has a separate checkout counter.
  • Examples of select department stores that do not count: Membership warehouses, Discount stores, Electronics stores such as Best Buy and h.h.gregg, General Merchandise and Variety stores, Walmart, Target, and Select Department Store gift card purchases made at locations other than the Select Department Stores, are excluded from the Select Department Stores category and will not earn bonus rewards.

For those of us who rely on Amazon for many of our purchases (especially around the holidays), it shouldn’t be too much trouble to hit the $1,500 max for the quarter.  Some of these department stores, like Sears, are also known to sell gift cards to other stores in the event that you can’t find everything you want there.  If you do some of your shopping online for these department stores, make sure to also go through a shopping portal to really pile on the points.  For example, Kohl’s has been at 10x via the Ultimate Rewards portal for quite a while, so 10x + the 5x from this promo = 15x Ultimate Reward points on your Kohl’s purchases!

Also, remember you have about two weeks left to hit your $1,500 max for the 3rd quarter 5x bonus categories of gas stations, theme parks, and Kohl’s, so go top off your tanks before the end of the month…and look for a gift card or two while you are at it.


Disclosure:  I do receive a commission if you are approved for a credit card using one of my affiliate links.  As always, thanks for your support!

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