Citi ThankYou Premier Card Bonus Increases Up To 50,000 Points, But…

Please note this site has financial relationships with American Express and this post may contain affiliate links. Read my Advertiser Disclosure policy here to learn more about my partners.

Offer expired.  For updated offer please go here.

I like to see credit card sign-up bonuses cross the 50,000 points threshold, so I’m happy to report that the Citi ThankYou® Premier Card bonus has increased to up to 50,000 points.  But…they make you work for the full bonus, and you have to keep and use the card into the second year to get all the points, which means paying the annual fee at least once  I prefer to get all my sign-up bonus points as quickly and easily as possible, but I can certainly understand banks wanting people to keep and use the card beyond the first couple of months.  With this offer you get 20,000 ThankYou points after spending $2,000 in purchases within the first 3 months.  You then get an additional 30,000 ThankYou points after another $3,000 in purchases within the first 3 months of the second year of being a cardholder.  While the $125 annual fee is waived the first year, it isn’t the second.

Beyond the sign-up bonus, the way this card works is that you earn 3 points per dollar on dining and entertainment, 2 points per dollar on airfare and hotels, and 1 point per dollar on all other purchases.  Points are typically redeemed at 1 cent per point for most things, but are worth 1.25 cents each when used toward travel via their website.  In that case, the 50,000 sign-up points you get from the full bonus are worth $500 toward gift cards, or $625 toward airfare.

I don’t think this is one of the first cards you should get when getting started with miles and points as there are better overall cards out there, but it can be a good card to consider if you want some fixed value points to use toward travel.  Some changes to this program were just made that have made this card less valuable in some ways (reduced travel redemptions from 1.33 cents each to 1.25 cents each), but it can still be good given the 50,000 sign-up bonus points, and the fact that there were recent changes likely means that the program is relatively stable now.

I don’t know how long this offer might be around, but wanted to share it in case some of you have been looking to add this card to your wallets!


Disclosure: I do receive a commission if you are approved for a credit card using one of my affiliate links.  As always, thanks for your support. 

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. This would have been reasonable if it weren’t for the draconian annual fee. How much success have people had with a retention bonus, such as a fee waiver or 10,000 bonus points?

Leave a Reply

Your email address will not be published. Required fields are marked *