Maximize Your Online Purchases in November!

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November is here and this is the month that even occasional shoppers often venture online to make some holiday purchases.  This means it is very important to be in the loop on shopping portal payouts.  Payouts don’t all change on the 1st, but a fair amount do get adjusted at some point in the month.  Doing your online shopping via a shopping portal is an insanely easy way to really rack up miles for purchases you were going to make anyway.

The numbers below show how many extra points or miles you will earn for your purchase.  For example, if you buy something for $100 from a portal that is paying out at that retailer for 12x then you will get 1200 extra miles or points for that purchase on top of the ones that you earn for using your rewards credit card.  It can take a purchase that would have only earned a handful of points on a credit card to one that earns a significant number thanks to using an online portal.  You can use or to compare payouts in various portals (though I would do some manual checks for large purchases).

You can often stack coupon codes, free shipping, or in-store pick-up on top of the points or miles earned for shopping through a portal, but that isn’t always the case.  I recommend getting the best deal possible for an item first, and then worry about the miles and points second.  Usually you can do both at the same time.

I will cover many of the top shopping portals, but my personal favorite is generally the Chase Ultimate Rewards portal.  In case you aren’t overly familiar with how the Chase Ultimate Rewards shopping portal works, then head to this post for detailed instructions.  While the Ultimate Rewards portal doesn’t always have the best payout (or the most retailers), they do seem to have some of the better customer service when something goes wrong with the points posting, so keep that in mind.  The Ultimate Rewards portal can be accessed by those who have cards that earn Ultimate Rewards such as the Ink Plus® Business Card or Chase Sapphire Preferred® Card.

Also remember that one of the 4th quarter Freedom 5x bonus categories is a 5x bonus at select department stores and  That means that if you use your registered Chase Freedom card – $200 Bonus Cash Back card for these purchases that you can effectively add 5x points to merchants such as Macy’s, Kohl’s, Bloomingdale’s, Neiman Marcus, Sears, and more on top of the amounts listed below.

Ultimate Rewards:

Kohl’s 10x

Staples 2x

Anthropologie 5x

Apple 2x (often 1x)

Gap 5x

Banana Republic 4x

Brooks Brothers 8x

Bluefly 5x

Brookstone 6x

Uggs 10x

Dell Home 3x

Home Depot 3x

Lowes 3x

Famous Footwear 6x

Holiday Inn 3x

Neiman Marcus 7x

Estee Lauder 5x

J. Crew 3x 30x

JCPenney 5x

Macys 5x

Pottery Barn 3x

Sears 5x

ProActiv 25x

Target 2x

Toms Shoes 5x

Walgreens 4x

Walmart 1x

Marriott 2x

Petsmart 5x

Petco 5x

United MileagePlus Shopping:

For some of the MileagePlus payouts you must have a United co-branded credit card and be logged in to your account.

Earn up to an additional 1,500 miles for $75 in purchases (targeted) details here.

Snapfish 24x

Sephora 10x

The North Face 15x

Under Armour 12x

Isabella Oliver 3x

J.  Crew Factory 1x

L’Occitane 2x

Madewell 4x

Macys 4x

AAdvantage Shopping:

Neiman Marcus 18x

Sony 4x

Build a Bear Workshop 3x

Country Inn & Suites 3x

Crabtree & Evelyn 7x

Choice Hotels 2x

British Airways E-Store

Uggs 8x

Apothica 12x

J. Crew 4x

Ralph Lauren 2x

Fossil 4x 12

US Airways Dividend Miles Storefront:

Clinique 6x

Groupon 6x

Sears 4x

Under Armour 9x

Rosetta Stone 12x

Southwest Rapid Rewards 

Sears 6x

Melissa and Doug 4x

Lands End 4x

Delta SkyMiles Shopping:

Earn up to an additional 1,500 miles for $100 in purchases – details here.

Cherry Moon Farms 18x

Neiman Marcus 8x 15x

Rosetta Stone 12x


I hadn’t yet pointed out that Hyatt is now available on one online portal that gives cash back for bookings made via that link (in fact most of these retailers can also be found on a cashback portal)

Hyatt 2% cash back

Also note that a site called Million Mile Quest has started tracking the Ultimate Rewards earning changes from month to month.  Have fun earning miles and points while doing shopping that you were going to have to do anyway.  If you have any extra tips or find any great payouts, I’d love to hear them!


Disclaimer: I do receive commission if you use some of the affiliate links in this post.  As always, thanks for your support!

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Surprised you didn’t list Sephora at 7x under UR — although the United payout is slightly higher, I think this is well worth noting.

    • Amanda, it’s just a sampling of payouts available (though I try to include the highest payouts). Thanks for sharing that one!

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