Increased Chase Ink Plus 70,000 Point Offer Publicly Available!

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Mega-credit card sign-up bonuses come around a few times a year and they rarely last very long.  The key to getting the most points you can is to try and apply when card offers are at their peaks (while of course not over-extending yourself).

The Chase Ink Plus 70,000 Ultimate Reward points offer is one of those big offers that will not last for long.  I posted about the offer this morning as soon as I saw it available via referrals from my own Chase Ink Plus account, but now the offer is available via a public sign-up link so you don’t have to get referred if you don’t want to.  Though obviously if you can help your spouse/friends/etc earn extra points by referring you then that is the route you should go!

Ink Plus® Business Card: Limited Time 70,000 Ultimate Reward Points after spending $5,000 in the first three months

The regular offer for the Ink Plus has been 50,000 Ultimate Reward points after spending $5,000 in the first three months.   We have seen a limited time 60,000 point offer during Small Business Week earlier this year, but to my knowledge we have never before seen a 70,000 point offer available online. 

I have heard of 70,000 points being offered in Chase branches, but not online.  The $95 annual fee is not waived with this offer, but since you can redeem Ultimate Reward points for travel at a rate of 1.25 cents via the Ultimate Rewards Travel site the 10,000 additional points over the 60k offer and the 20k points over the standard offer are more than offset by having to pay the annual fee the first year, and I get more value out of the hotel and airline transfer partners than the 1.25 cents per point toward travel.

Using 70,000 Ultimate Reward Points:

You can not only use Ultimate Reward points at a rate of 1.25 cents each toward travel, but you can transfer them 1:1 to a number of hotel and airline partners.

Ultimate Rewards Transfer Partners:

United, Hyatt, British Airways, Southwest, Marriott, IHG Rewards, Singapore KrisFlyer, Korean Air Skypass, Ritz Carlton, Virgin Atlantic

70,000 points can do a lot for you via transfers to many of those programs.  Expect more on this to come, but for starters you can get three 25,000 domestic round trip saver tickets on United once you hit the 5,000 point spending requirement, or three nights at Category 6 Hyatts such as the Grand Hyatt Kauai I wrote about this morning, or close to $1,000 in Southwest Wanna Get Away fares!

Earning 5x Points:

While the 70,000 sign-up points are clearly a massive attraction for this card, the reality is the Ink Plus is also one of the very best ongoing earning cards out there.  It earns 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services and 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations purchased directly with the hotel.

I have my cell phone, internet, cable, landline, etc. all auto-billed monthly to my Ink cards and that is a very easy way to rack up lots of 5x points.

Small Business Card:

The Ink Plus is a small business card so you do need a small business in order to apply.  This does not mean you need a brick and mortar store, employees, or even an EIN.  You can apply as a sole proprietor using your SSN and without an EIN if needed.  If you have a small photography business, child care business, resell business, blog etc. you may qualify for a small business card.  There are no guarantees, but don’t discount a small business you run just because it is small.

I’m very excited that the Ink Plus® Business Card 70,000 point offer is now available online for a limited time, and I hope several of you are able to take advantage!


Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

Disclaimer: The comments below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Completely off topic question, but I moved to a new city and need to sign up for WiFi. Do you know of any specials to get miles for signing up? Preferably southwest. Thanks!

  2. I had picked up the in-branch 70K point card earlier, just got the email about referral. You bet I sent a couple of referrals right away, what a deal!

  3. Does anyone know what the DEADLINE is to apply online as a new cardholder? I think I heard that there were different dates between a direct application vs. one through a referral. thanks.

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