Last Day for 70,000 Point Ink Plus Offer?

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Mega-credit card sign-up bonuses come around a few times a year and they rarely last very long.  To make things tougher, we don’t always know exactly when the limited time offers will end.

Ink Plus® Business Card: Limited Time 70,000 Ultimate Reward Points after spending $5,000 in the first three months, $95 annual fee

The Chase Ink Plus 70,000 Ultimate Reward points offer is one of those big offers that will not last for long, and at least part of the offer is ending today (October 10th), and it is possible the entire offer will cease working online for new sign-ups today. 

The offer limited time 70,000 point offer is available online via direct links like the one posted above, but it is also available via referrals from some current Ink Plus cardholders.  When you are referred by a current cardholder you get the increased 70,000 point offer and the person that refers you also gets 10,000 points.

Today is the last day you can refer friends and family members to the 70,000 point offer via your own Ink Plus.  They then have until October 20th to apply.  Note that this lag may be in part because the email referrals don’t seem to go out instantly.  As an example, I sent myself a test referral the day the offer came out on September 29th, and it didn’t arrive until October 2nd.
How Good is the Sign-Up Offer:

The regular offer for the Ink Plus has been 50,000 Ultimate Reward points after spending $5,000 in the first three months.   We have seen a limited time 60,000 point offer during Small Business Week earlier this year, but to my knowledge we have never before seen a 70,000 point offer available online. 

Using 70,000 Ultimate Reward Points:

You can not only use Ultimate Reward points at a rate of 1.25 cents each toward travel for a minimum of $875 in value from this sign-up bonus, but you can transfer them 1:1 to a number of hotel and airline partners.  I featured ten fun ways to use 75,000 Ultimate Reward points in this post, but here are a few Ultimate Rewards basics.

Ultimate Rewards Transfer Partners:

United, Hyatt, British Airways, Southwest, Marriott, IHG Rewards, Singapore KrisFlyer, Korean Air Skypass, Ritz Carlton, Virgin Atlantic

70,000 points can do a lot for you via transfers to many of those programs.  For starters, you can get three 25,000 domestic round trip saver tickets on United once you hit the 5,000 point spending requirement, or five nights at Category 4 Hyatts such as the Grand Hyatt Baha Mar in the Bahamas, or close to $1,000 in Southwest Wanna Get Away fares!

Grand Hyatt Baha Mar

Grand Hyatt Baha Mar

Earning 5x Points:

While the 70,000 sign-up points are clearly a massive attraction for this card, the reality is the Ink Plus is also one of the very best ongoing earning cards out there.  It earns 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services and 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations purchased directly with the hotel.

I have my cell phone, internet, cable, landline, etc. all auto-billed monthly to my Ink cards and that is a very easy way to rack up lots of 5x points.

Small Business Card:

The Ink Plus is a small business card so you do need a small business in order to apply.  This does not mean you need a brick and mortar store, employees, or even an EIN.  You can apply as a sole proprietor using your SSN and without an EIN if needed.  If you have a small photography business, child care business, resell business, blog etc. you may qualify for a small business card.  There are no guarantees, but don’t discount a small business you run just because it is small.

The clock is officially ticking on the Ink Plus® Business Card, and at least part of the offer is ending today.  Only time will tell if the entire offer ends today or not, but if you have been meaning to apply, I don’t know if I would take that chance since this is a very increased bonus over the normal level.

Did you pull the trigger on a 70,000 point Ink Plus?

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

Disclaimer: The comments below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. The email Chase sent me asking me to invite others to apply for this card doesn’t have the “apply by” date of Oct 20. All Chase states is that I have to invite others by Oct 10, and they have to receive and use their card by Jan 21, 2015 for me to get the 10K bonus. The language is unclear, but nowhere does it state that they have to apply by a certain date.

    • Interesting. You can see the 10/20 date in the screen shot in the post. 1/21 would be 3 months from then so maybe that is the minimum spending requirement deadline? Sometimes these things are clear as mud!

  2. Longtime points collector with a 3-month old daughter giving you my credit card signup referrals (3 today including this Ink Plus, and would have been 4 but I don’t see a Citi AA Business card link) because I appreciate the family travel advice and you seem like a genuinely nice person.

    Random question: Any idea of when there will be another points event (e.g. FTU) in the NYC area? I’ve heard that there used to be events in NYC but that was years ago and now everything seems to be in Chicago, DC or some random other locations. NYC too expensive to host one of these now?

    • Lv, first thanks for the comment and your support – congrats on the 3 month old! As to the events, since I’m not an organizer I can’t speak with certainty, but I would assume that NYC would be a very expensive location to host such an event. The ones in the NYC area years ago were not in Manhattan, and the one I attended in New Jersey was not in the nicest facility on earth… I would assume they move them around but don’t go into NYC proper in large part because of cost.

  3. Was wondering when you did the test referral, in what form did you get the referral to sign up? I had my husband who has the Ink send me a referral the first day it was announced. I still have yet to see the referral. Was it by email? Mail? Chase secure mail?


    • Bill, I know of people who have gotten it for different businesses a second time successfully (or even at the same time to keep expenses separate). Officially the terms state “This new cardmember bonus offer is not available to either (i) current cardmembers of this business credit card, or (ii) previous cardmembers of this business credit card who received a new cardmember bonus for this business credit card within the last 24 months.”

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