SPG Amex: New Lower Spending Requirement!

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I have great news if you like SPG points and lower minimum spending requirements as the Starwood Preferred Guest® Credit Card from American Express just released a new sign-up offer that provides the same number of total points as before, but via a lower total spending requirement.

The new offer awards 25,000 SPG points after $3,000 in spending on the card in the first three months instead of the old offer that required a combined total of $5,000 in spending in order to get the full 25,000 point bonus.  For what it’s worth, the Starwood Preferred Guest® Business Credit Card from American Express sign-up bonus is still structured in that manner.

Starwood Preferred Guest® Credit Card from American Express: 25,000 SPG points after $3,000 in spending on the card in the first three months


This offer is for new first time cardholders and it also comes with a $0 intro annual fee for the first year, then $65 in subsequent years.  I have had either the business or personal version of this card pretty much since I got in the miles and points game, and I don’t see that changing any time soon.

The card earns 1x on most charges and 2x on eligible SPG charges, but despite the lack of lots of bonus categories I still frequently pull this card out of my wallet for otherwise non-bonus spending (like daycare, doctors appointments, dry cleaning, etc.) and put it to use since I find SPG points to be some of the most valuable type of points out there.  You can not only use them for SPG hotel stays starting at just 2,000 points per night, but you can also transfer them to many different airlines at a rate of 20,000 SPG points = 25,000 airline miles.

I personally use my SPG points for hotel stays (like just this past weekend at The Phoenician), but it is good to have the option to transfer them to airlines.  You can even use them for both hotel stays and airline miles via the very lucrative Nights + Flights package.  Via this package you can spend 70,000 SPG points and in return get 50,000 airline miles and 5 nights at a Category 4 SPG hotel such as the Westin Swan at Walt Disney World.

We used SPG points to stay at The Phoenician in Arizona

We used SPG points to stay at The Phoenician in Arizona

I’ll write an updated post on ways to maximize SPG points in the near future, but until then just note that the minimum spending requirement to trigger the full 25,000 point SPG Amex sign-up bonus is now lower than it was before!  I’ll also leave you with a post on 11 different SPG hotels that actually went down in points price this year!

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. I just wish now they would build in an annual spending bonus. Even if it’s stupid as 5,000 points for every $15k…anything…

  2. Is it a “once-in-a-lifetime” card bonus? If not, any idea how long must you wait after cancelling your old card? Thanks!

  3. It was mentioned but not stressed. If you had the personal card before you can not get the bonus again. AMEX has the one and done rule for personal cards.

  4. I’ve been holding out for a 30K point offer, which usually comes around this time of year. I hope this doesn’t mean they are skipping that this year.

    • Sadly your guess is as good as mine on any potential return of the 30k offer. They don’t generally give us a head’s up ahead of time so I have no clue.

  5. This is great, but I wish they also offered it for the Business version. I already have the personal card… I hope they´ll still offer 30K points for the Business version in the summer, as they´ve done in previous years… I´ve been holding out for the higher bonus… any idea?

  6. Another thing to remember is that they only let you have 4 cards, max. So if you already have 4 AMEX cards, they will not approve your application; they will put it on hold, call you, and ask you which one you would like to close (that is what they did to me on the last application). They called me about 1 or 2 days after I applied and explained all this to me. I guess they liked me.

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