Please note this site has financial relationships with American Express and this post may contain affiliate links. Read my Advertiser Disclosure policy here to learn more about my partners.
An easy way to increase the number of miles and points you earn without going too crazy is to use the credit cards you have to purchase gift cards to retailers you frequent. Specifically, you purchase gift cards to these retailers at locations where you earn bonus points on your credit cards. For example, many grocery stores, office supply stores, wholesale clubs, etc. award bonus points on some credit cards and also sale a plethora of credit cards to retailers varying from Hyatt, to Southwest, Disney, Nordstrom, Whole Foods, Macys, Home Depot, Macy’s, Starbucks and dozens and dozens more.
Some people take this a step or two further than just using your card to buy third party retail gift cards that you know you will use, but you don’t have to go crazy with this in order to make it worth your time. For example, if you know you are going to spend $200 this month at Whole Foods, Lowes, or whatever you can purchase that $200 gift card online at Staples.com with your Ink Plus or similar and earn an easy 1,000 Ultimate Reward points. Do that each month for your purchases at those sort of retailers and you can rack up a meaningful number of easy Ultimate Reward points or similar each year.
Earn 5x Points + Save 20% on Gap Gift Cards and More
Of course the best deals are the ones that have a couple layers to them, and if you like to shop at Gap, Baby Gap, Kids Gap, Banana Republic, Old Navy, or Athleta then right now you can not only earn 5x Ultimate Reward points for those online gift card purchases at Staples.com by paying with your Ink card, but you can also save 20% on the gift card purchase via a sale!
You can purchase these gift cards from the Gap family for 20% off ranging from a $25 gift card for $20 to a $200 gift card for $160.
If you usually shop Gap for big upcoming Black Friday deals this can be a very easy way to make those deals even better while earning a nice 5x serving of Ultimate Reward points at the same time!