Earn 5x Points at Grocery Stores and Drug Stores Now!

Please note this site has financial relationships with American Express and this post may contain affiliate links. Read my Advertiser Disclosure policy here to learn more about my partners.

The Chase Freedom credit card has no annual fee, but packs some serious earning power as it has rotating 5x bonus categories every quarter, often on purchase types that families can easily maximize. The only downsides to this card are that you have to remember what the bonus categories are each quarter in order to use them, and you have to activate the 5x earnings.

Today I want to help you out with both of those things. First, know that the second quarter Chase Freedom 5x bonus categories are grocery stores and drug stores. This should be a slam dunk quarter to max out the $1,500 quarterly 5x maximum for most families. Do note that Target and Walmart are specifically called out as not being eligible for the 5x bonus. If you need more info about what retailers qualify as being a grocery store or drug store you can head here for more examples. If your family doesn’t naturally have $1,500 in grocery or drug store expenses in three months then remember that gift cards are a commonly sold item in both of those stores.

Chase Freedom 5x.jpg

Secondly, here is a link to quickly activate the second Chase Freedom quarter 5x bonus. The 5x bonus points are retroactive to the beginning of the quarter as long as you activate by June 14, 2017.

If you also have a premium Chase Ultimate Rewards card such as the Sapphire Reserve, Sapphire Preferred, Ink Plus, etc. you can move the points earned by the Chase Freedom into the account of one of those cards and then on to Ultimate Reward transfer partners such as United, Hyatt, Southwest, British Airways, Singapore, and more. That is how I make use of my Chase Freedom points to score award nights at places like the 20,000 points per night Hyatt Regency Maui!

Hyatt Regency Maui

Hyatt Regency Maui


Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. This is the best quarter in terms of maxing the 7500 chase ultimate reward points (groceries + gift cards to everywhere else in case you don’t end up maxing it on groceries alone).
    We use the amex blue card for 3x points for the rest of the year too.

  2. Last month the clerk at the local Shell at the front of our neighborhood thought I was crazy after about my fourth day in a row of buying two $100 gas gift cards!
    Anyone know how many Disney gift cards I can load when checking out at Disney.com? I saw Randalls sells them we’re headed to Disneyland in May. Great way to earn 5x!

Leave a Reply

Your email address will not be published. Required fields are marked *