Earn 5x Points for Eating Out and Seeing Movies!

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Happy July 1st! Happy Canada Day! Happy T-3 to the 4th of July! Happy only month of the year not at all impacted by school (for most)! Happy Saturday! Happy Birthday Month to Toddler S! Etc….


It’s a great day, weekend, and month for many, so I’ll keep this short and sweet. Since it is the start of a new quarter, remember to shelve the Chase Freedom for grocery stores and drug stores purchases and instead be sure to put it to good use at restaurants and movie theaters from July 1 – September 30th for 5x points earning! If you haven’t already activated this quarter’s bonus you can go ahead and do that now, too.

As always, you can earn 5x points on the Freedom’s quarterly bonuses, up to a $1,500 max. In other words, give that Sapphire Reserve and its 3x earning on dining a rest when eating out, and switch to the no annual fee Freedom for 5x points earning up to the quarterly max on those purchases!

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  1. 5% cashback bonus (up to $1,500) on restaurants this quarter, too, with the Discover card. Combined with the It card’s first year match, that’s a cool 10% cash in the bank.

    It’s targeted, but the Wyndham Rewards cc is also offering 2x bonus points (up to $2,500) on restaurants this quarter. This is on top of the usual 1x earned for a total of 3x on restaurants (along with electronics & dpt stores). Wyndham’s own card is the only way to significantly accumulate WR (Wyndham doesn’t transfer with Chase or Citi).

    Since 15k can be used on any Wyndham room any time, I see a great opportunity for you to take your fam to the super nice Hotel Galvez (Galveston TX seawall) for a beach vacay by car, MP! Wyndham Grand (Tremont House on the Strand) is also quite nice.

    Banks seem to want to compete head-on for dining dollars this summer, as they have chosen not to stagger this particular bonus category amongst themselves as they normally would. Happy eating to all this 4th!

    • We haven’t spent enough time in Galveston for sure. Truthfully, I’ve been spoiled at other beaches in other places, but my family loves Galveston. My mom and aunt are actually spending the day there today! Galveston is a possibility later this summer and your hotel suggestion is a really solid one. Thanks!

      • You are welcome! Rooms at both those hotels hover between $250-$500/nt, so I always cash in my WR.

        Haven’t seen any crab races there, but your daughter is sure to love the Ferris wheel & the rest of the amusement park just down from the Hotel Galvez (since she is a ride fan).


        Your husband would likely enjoy the railroad museum off the Strand (what boy doesn’t like trains?!).

        No only for summer fun, I am taking my mom in December for a Dicken’s Christmas on the Strand. Staying right in the heart of the festival at the best hotel there…using WR!

        Enjoy your holiday, hoping it clears up today here in NTX.

  2. While on the topic of Wyndham (& because I just booked this), I
    want to let you know about a great deal on a resort property north of San Antonio near Kerrville.

    We have family arriving from out-of-town tomorrow, & the 14-yr old loves horses (naturally). I was all set to use Wyndham timeshare points for a gorgeous 2-br villa at this property for some horseback riding, but the rental rates are so outstanding on various dates I thought I would pass them along (& what I ended up doing instead of using points).

    Wyndham owns a company called Extra Holidays: https://m.extraholidays.com/hunt-texas-getaway/worldmark-hunt-stablewood-springs-resort. There are NICE 2-bedrooms avail in July & August on a number of consecutive days for $125/night (AAA rate). The resort books out other places as well, but this is where I found the great deal.

    We are adding this to a stay on the River Walk in San Antonio to give our family a “real” taste of Texas in the great Hill Country. Yep, gonna be hot…that’s part of the authenticity lol! Thanks

    • That places does look nice – much nicer than I would have imagined! Let me know how it works out and thanks for sharing!

  3. Thanks for the info!

    With our two Freedom’s and one Discover, there is no way we will come close to using all the 5% bonus on restaurants. Are there any chain restaurants that sell gift cards besides their own?

    Also, we are taking the family – 7 adults, to Disney, but not until December, and I know at least one of the meals in Epcot will be close to $700 – does anyone know if I can get gift cards at specific Disney restaurants?

    Thanks in advance for any help!

    • I don’t know where you live, so the following link is a good, if slightly outdated, list of national restaurant “groups:”


      Idea being the purchase of 1 Darden Group gift card, for example, gives access to approx 8 different restaurants.

      I am not up on Disney dining, but the Chase Disney cc is offering a $200 Gift Card for opening a new account. Might be worth checking into for that bonus along with earning Disney Dream Reward Dollars for use inside the park. Hope this info helps!


        • Agreed – the Disney card is best suited for folks visiting their parks regularly. The Premier Visa doesn’t distinguish itself with its 2% point earnings but more on the back-end for frequent park guests. 10% off on park merch(along with dining already discussed); 15% off resort tours; 0% for 6 mths Disney vacation financing; special cardmember events; and currently a $200 gift card to use on-site might be compelling perks for new cardholders & Disney fans.

          The Disney Premier card is co-branded so as a plus doesn’t fall under 5/24 application restrictions.

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