Amex Improves Transfer Ratio to British Airways!

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In late 2015 American Express changed the transfer ratio from Membership Rewards to British Airways and Iberia Avios from the longstanding 1:1 ratio to an inferior 5:4 ratio. Obviously, that was bad news. Periodic transfer bonuses would nudge it back up to 1:1 or slightly better, but long gone were the days when a 50% transfer bonus would bump it up to something great like 1,000 Membership Reward points = 1,500 British Airways Avios.

The Blue Business℠ Plus Credit Card from American Express

However, Amex has apparently had a change of heart, and British Airways and Iberia Avios are now back to a 1:1 transfer ratio with a minimum transfer about of 250 points at a time. It is worth a mention that Chase Ultimate Rewards kept British Airways as a 1:1 transfer partner the whole time, though it isn’t entirely an apples to apples comparison since a card like The Blue Business℠ Plus Credit Card from American Express earns 2x Membership Reward points on basically everything and there isn’t a Chase equivalent to that 2x almost everywhere earning power.

Remember that British Airways Avios can be a very useful type of point even if you don’t fly British Airways thanks to a distance based award chart and partnerships with American Airlines, Alaska Airlines, and more. Will this return to a 1:1 transfer ratio to British Airways influence your points earning and burning strategy?

Thanks to Reddit for noticing this improved transfer ratio!

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Thanks for the head’s up! I’m already plotting my summer 2018 flights from Bay Area to Hawaii and using Avios to book on Alaska out of OAK or SJC is our favorite route. Too early to book, but not too early to build up point balances where they matter.

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