Earn Points Referring Friends to the Chase Sapphire Reserve

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One way that spouses, partners, and families can earn extra miles and points is by referring each other to rewards-earning credit cards. If Person A has a particular card, it is common that they can then earn a few thousand bonus points when they successfully refer Person B to the card, assuming Person B applies and gets approved. There is typically a cap to how many miles and points you can earn this way per year, but it can be a great way to add the mileage balances a bit.


However, not all cards allow you to earn points for referrals and one very popular card, the Chase Sapphire Reserve, has historically not participated in the Refer-A-Friend program since it was introduced just over a year ago. Now that the card has celebrated its first birthday it has joined the ranks of the other cards and offers available in the Chase referral program and it is now awarding 10,000 bonus points for each friend you refer who is approved.

The offer that your referred friends receive is the current public standard offer of 50,000 bonus points after they spend $4,000 on the card in the first 3 months. Of course, there are still all of the normal restrictions and barriers to getting approved like being under 5/24, not having any other open Sapphire Card (including the Reserve, Preferred, and regular Sapphire), as well as not having received a new cardmember bonus for a Sapphire Card in the last 24 months. Still, you are bound to have a cousin twice removed or great aunt who meets those criteria, right?

There is a max of 50,000 bonus points you can earn from referrals per calendar year. Do be aware that the terms indicate that your participation in this program may result in the receipt of a 1099-MISCĀ form from Chase…though that would be new to me.

Has anyone scored bonus points already referring someone to the Sapphire Reserve?


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    • It was in the terms for the refer-a-friend bonuses. I don’t know if they actually send them out, but I it was in the terms. It is not something that is impacting all bonuses now by any stretch.

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