Many United Credit Cards Offering Bonus Miles

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I don’t recall ever getting a spending bonus on one of my United co-branded cards beyond the built-in opportunity that some United cards have to earn 10,000 bonus miles each calendar year that you spend $25,000 on the card. I still use my United Club Card for some recurring bills and other non-bonused charges since it pays out 1.5x miles per dollar, but it doesn’t get used constantly.

 

However, it may get some extra love in the fourth quarter of the year thanks to a targeted offer that will award me 5,000 bonus United miles for $8,000 in purchases. If I spent exactly $8,000 on the card from October 1 – December 31, 2017, I would earn not only my normal 1.5x miles per dollar but an additional 5,000 mile bonus for a total of 17,000 miles for $8,000 in spending. I value United miles at least at 1.5 cents per mile (honestly a bit higher), so at that rate that is the same as earning 3.18 cents in value per dollar spent on the card, which is a very good rate of return for otherwise non-bonused spending.

While not every United credit card is included in this offer, lots of personal and small business accounts seem to be included and the offers vary from 7,500 bonus miles for making 30 purchases to offers like mine with a higher spending requirement to trigger the bonus (and some are even higher than mine).

If you didn’t notice an email about an offer, you can still check here to see if you were targeted

Frankly, this is exactly the kind of thing that the co-branded cards have to do to get attention in my wallet. Sure my United Club Card awards 1.5x miles per dollar, but many co-branded airline cards award just 1 mile per dollar on most purchases, and that just isn’t super competitive with what many of the bank cards can offer. Heck, a 2% cash back card makes more sense than a 1 mile per dollar rate on an ongoing basis unless you are also spending towards an elite qualifying dollars waiver or similar. However, at 2.125 miles per dollar, which is where I’ll be with $8,000 in 1.5x spending this quarter, I’m probably in.

Was your United credit card given a targeted spending offer for the end of the year?

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Comments

  1. I got $3000 spend for 2500 miles. Piece of cake. And I have a very old card that gets me 2x points at some places like home improvement stores. Will put a nice dent in my Christmas gift card spending.

  2. Thanks for the link – my offer is for an underwhelming 2,500 bonus miles for $3,000 in purchases on my Select card. I’ll go for it since I spend close to $1,000 monthly already for 2x miles on groceries and gasoline, not to mention 3x miles for a UA ticket that I buy monthly (I fly UA exclusively).

  3. Like other comments mention, I also didn’t get an email but after checking the website my offer is spend $3000, get 5000 bonus miles.

  4. Spend $7,500 get 5,000. Probably not doable since I just got a new Sapphire that I have to spend $4,000 to get the signup bonus, and that comes first!

  5. I’m getting a message that I’m missing information. I’m entering my last 4 numbers in the first field and my entire card number in the last field and click the “robot” field. Am I missing something?

    • Sounds like the link is acting wonky today if I have two recent comments to that effect today and none yesterday. I’d say give it a little time then try again.

    • @Kathy: Take another look. When I checked to see if I was eligible (which I wasn’t) I was asked to enter the last four of my United MP Credit Card on the first line, then to entire my United MP frequent flier number on the second line.

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