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It is October so we are now in the 4th and final quarter of 2017, so the Chase Freedom gets a new round of 5x bonus categories!
The 4th quarter Chase Freedom 5x bonus categories are Walmart and Department Stores, which should align well with the holiday season. As long as you activate the 5x bonus in time (you have until December 14th), you will earn 5x points on all eligible Walmart and department store purchases on your Chase Freedom, up to a cumulative $1,500 spent in those categories from October 1 – December 31, 2017.
You can get a full rundown of the terms and FAQs surrounding these bonus categories here, but eligible department stores include JCPenney, Kohl’s, Macy’s, Nordstrom, Nordstrom Rack, Sears, Barney’s, Baskins, Bealls, Bergdorf Goodman, Neiman Marcus, NM Last Call, Saks Fifth Avenue, and Saks Off Fifth.
Some examples of retailers that are not covered under the department store 5x umbrella are Target, Kmart, and discount stores such as TJ Maxx.
In the Walmart category you will earn 5x points at Walmart Discount Stores, Walmart SuperCenters, Walmart Neighborhood Markets, at Walmart branded gas stations operated by Walmart, and on walmart.com.
Non-Walmart merchants operating within or on Walmart premises including merchants that sell fast food, beauty services, and gas stations that are not Walmart branded are not included. Sam’s Club is also not included, though you could always buy a Walmart gift card at Walmart and go use it at Sam’s Club if you were so inclined. In fact, many Walmart stores sell all kinds of gift cards just in case you don’t find yourself needing $1,500 worth of items from Walmart and eligible department stores.
If you shop at various eligible retailers online (such as Walmart, Macy’s, Kohl’s, JCPenney, Saks, Neiman Marcus, etc) you will be able to stack these 5x points you can earn from the Chase Freedom with the various online shopping portal payouts, such as this one from United MileagePlus Shopping.
As always, if you also have a premium Chase Ultimate Rewards card such as the Sapphire Reserve, Sapphire Preferred, or Ink Preferred, you will be able to transfer the points from your Chase Freedom to that card and then on to hotel and airline partners such as Hyatt, United, Southwest, British Airways, Singapore, Marriott, and more.
How do you plan to make use of the 4th quarter Chase Freedom 5x bonus categories for holiday shopping and beyond?
Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.