Final Boarding Call for Multiple Bonus Offers

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I don’t love the only X days or hours left to get this deal posts, but I also really hate accidentally missing out on something because I was busy and lost track of time, so stick with me through a final reminder post since there are multiple very good offers rumored or confirmed to be ending today (October 4, 2017). If you want one of these deals and haven’t acted, you will want to act right away as the bonus offers often don’t make it all the way through their final day, but instead can end at any point during that day.


Hilton Honors™ Surpass® Card from American Express: 100,000 Hilton Honors points after you spend $3,000 on the card in the first 3 months. Weekend award night after your first anniversary of card membership. There is a $75 annual fee with this card. Terms apply. Offer Ends 10/4/2017.

This card also gives you Hilton Gold status which can score you complimentary breakfast and lounge access at some Hilton properties. If you put $40,000 in eligible purchases on the card in a calendar year then you get top tier Hilton Honors Diamond status through the end of the next calendar year.

Hilton Garden Inn Bali Ngurah Rai Airport is just 5,000 points per night


Last Chance for 60,000 Southwest Points: Get a Jump Start on a 2018 – 2019 Companion Pass

Also rumored to be ending today are the three Southwest Rapid Rewards Credit Cards that are all currently offering 60,000 sign-up bonus points after you hit their respective spending requirements. Keep in mind that you need to earn 110,000 Companion Pass eligible Rapid Reward points in a calendar year to earn the pass for the rest of that year and all of the following calendar year. This means that one 60,000 point bonus gets you about 54% of the way there. Since you have 3 months to hit the spending requirements you could finish it at the very beginning of 2018 and have the sign-up bonus count towards earning the Companion Pass in 2018. It would then be valid until the end of 2019!

There are three different Southwest credit cards with increased bonuses, and while all of them fall under the Chase 5/24 rule, they are all unique products so you theoretically can get the bonus from each card at some point.

  • Southwest Rapid Rewards Plus Credit Card: Earn 60,000 bonus Rapid Reward points when you spend $2,000 on purchases in the first 3 months, $69 annual fee.
  • Southwest Rapid Rewards Premier Credit Card: Earn 60,000 bonus Rapid Reward points when you spend $2,000 on purchases in the first 3 months, $99 annual fee.
  • Southwest Rapid Rewards Premier Business Credit Card: Earn 60,000 bonus Rapid Reward points when you spend $3,000 on purchases in the first 3 months, $99 annual fee.

The terms state that the product is available to you if you do not have the card and have not received a new cardmember bonus for the card in the past 24 months. This means you can’t currently hold the card you are applying for and can’t have received a sign-up bonus for that card in the last two years.

Last Day for Increased IHG Offer, Too?

While I haven’t heard anything directly about this one, it is also rumored that the IHG Rewards Club Credit Card sign-up bonus will be dropping today, too. This public sign-up bonus is currently at 80,000 points after spending $1,000 in the first three months. There is a $0 introductory fee the first year, then $49 in subsequent years.

The IHG Credit Card also offers an anniversary award night each year that is valid at IHG properties around the world, which more than offsets the $49 annual fee in my book since you can use the certificate at Intercontinental properties in expensive cities that would otherwise cost hundreds of dollars per night. The card also awards IHG Platinum status and gets you a 10% rebate on redeemed IHG points, up to 100,000 returned points each year.

Stay in NYC at the Intercontinental Times Square

Also worth a mention is that this card does not seem to fall under the Chase 5/24 rule for now, which means you still have a shot at approval even if you are over five new card accounts in the last two years. That said, if you get approved for the card it will count as one of your new cards for 5/24 purposes when you apply for a future card…if that makes sense.

Did your family go for any of these increased offers before they disappear?

Head here to learn more about available credit cards and their bonuses. 

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. First, I want to thank you for your very informative web page.
    Second, are you sure the Southwest offer is ending today? I’ve spoken to a few Southwest representatives and they claim they do not know when the 60k miles bonus offers are ending. Also, they did not know if the SW business card 60k bonus would be effected when the other offers end. As you know, the 60k business bonus has been around for a while. Thanks.

    • Good morning! Am I 100% sure about the Chase cards, no. I don’t have direct affiliate links for Chase, so I don’t get usually official notices that those offers are ending. However, I’ve seen enough smoke for it that I wouldn’t wait if I was on the verge of getting the card(s). It is always possible that a business version will live on, or a more obscure link will live on, or the rumor could be totally false, or it could have been true at one point but then the offers get extended. I’ve seen all versions of those outcomes occur.

  2. I got the IHG card a couple of months ago: I got the 80,000 and my husband somehow got a 100,000 offer. Between us, we have 180,000 which we will use for our annual trip to Europe. The fee is waived the first year but I plan of keeping it because the anniversary night is for any IHG hotel – for $49 a year, it’s a better deal than the Hyatt card and I love that card.

    • The targeted 100k offer is outstanding! It is a tremendously solid card not only to get, but to keep. Congrats on getting all those points!

  3. I’ve had a sw premier card since 2014 it is still active…>can I apply for another sw premeier card and get the bonus??? I already applied for the other products (business, plus, etc) and it has been less than 2 years on those.

    • You have to not have the exact card you are applying for and can’t have received its bonus in the last 24 months. So, if you still have an active Premier you can’t get that same card again right now.

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