SPG Business Amex!

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The value of miles and points is something that is ever-changing and much-debated, but one portion of that debate that most seem to agree on is that the most valuable type of point is the Starwood Preferred Guest point. There may not be consensus on an exact value per point, but most would likely agree the value is north of two cents each. I routinely get at least 3 – 4 cents return per redeemed SPG point. These points are not only very valuable for both flights and hotels, but also very versatile and relatively difficult to earn in large quantities. Outside of paid stays at SPG hotels, the primary way to earn SPG points for most of us is through the co-branded SPG Amex credit cards.

 

There are two different SPG Amex credit cards you can obtain and use to earn SPG points, one is a personal card and one is a small business card. We didn’t see the sign-up bonuses for these credit cards increase this summer as we have in some summers past, so I was getting a bit nervous we wouldn’t see any increased bonuses from them for the rest of this year, but thankfully that is not the case.

Limited Time Increased Bonus for the SPG Business Amex Has Expired!

SPG BUSINESS OFFER REFERENCED BELOW IS NO LONGER AVAILABLE

The Starwood Preferred Guest® Business Credit Card from American Express just increased its sign-up bonus for only a few weeks to 10,000 points higher than the standard level! The standard sign-up bonus for this card is usually 25,000 SPG points after hitting the spending requirement, but until 11/1/2017, you can earn a total of 35,000 bonus SPG points as part of a two-tiered bonus structure. Assuming you value SPG points at over two cents per point, that means this sign-up bonus is worth over $700!

Use points at SPG properties around the world

SPG BUSINESS OFFER REFERENCED BELOW IS NO LONGER AVAILABLE

Starwood Preferred Guest® Business Credit Card: Earn 25,000 bonus SPG points after you make $6,000 in purchases within the first 3 months, and earn an extra 10,000 bonus SPG points after you make an additional $4,000 in purchases within the first 6 months. Offer ends 11/1/2017. $0 introductory annual fee for the first year, then $95. Terms Apply

 

Unfortunately, the personal Starwood Preferred Guest® Credit Card from American Express did not increase its bonus at this time, though it is offering 25,000 SPG points after you make $3,000 in purchases within the first 3 months. The personal card has a $0 introductory annual fee for the first year, then $95. Terms Apply.

SPG Business Amex Perks

SPG BUSINESS OFFER REFERENCED BELOW IS NO LONGER AVAILABLE

A total of 35,000 sign-up bonus points is as high as I have seen the SPG Business Amex bonus go, though this spending requirement is higher than I have seen it in the past. Still, you have a full six months to hit the second part of the spending requirement to earn the additional 10,000 bonus points, so hopefully, the spending requirement doesn’t keep too many otherwise interested folks away.

I still do not know the fate of the SPG Amex cards as the acquisition with Marriott Rewards continues to progress, but I do know that the time to pull the trigger on sign-up bonuses is when they are at their peak, and this is just about as good as it gets for the Starwood Preferred Guest® Business Credit Card

For those not familiar with this card, in addition to the sign-up bonus points, it also awards 2x SPG points per dollar for eligible charges at SPG and Marriott Hotels, 1x on other purchases. Each SPG Amex card also awards you two SPG qualifying stays and five SPG qualifying nights per year that can help you earn SPG elite status faster. One of my favorite SPG Amex perks, that is actually unique to the small business card, is Sheraton Club Lounge Access for the primary cardholder when you book directly with SPG, and this includes award stays.

 

What You Can Do With SPG Points

You can use your SPG points for SPG hotel stays starting at just 2,000 points per night. While I have scored some great deals at SPG hotels for about 3,000 points per night when paid rates were north of $200, most of my SPG award stays have been for hotels in the 10,000 – 12,000 points per night range. These include properties such as the Disney Dolphin, Westin Whistler, Westin Snowmass, Westin Grand Cayman, and more.

In fact, for the upcoming ski season, we are using 9,600 SPG points per night for a slopeside room at the Westin Whistler when paid rates are near $1,000 CAD per night. That is an example of just how valuable SPG points can be!

Slopeside Westin Whistler

You can also transfer your SPG points to many different airlines around the world at a rate of 20,000 SPG points = 25,000 airline miles or use them to attend world-class sporting events, concerts, and more via the SPG Moments program. SPG points also transfer to the Marriott Rewards program at a 1:3 ratio. This means that 35,000 SPG points could instnatly become 105,000 Marriott Reward points!

Who Can Get the SPG Business Amex

As is typical with Amex cards, the welcome bonus for this card is not available to applicants who have or have had this product. This means you can get the SPG Business Amex and its sign-up bonus if you have or have had the personal version of the card, but if you have had the business version in the past you can’t get the bonus again per the terms.

The terms also state that if they determine “you have engaged in abuse, misuse, or gaming in connection with the welcome bonus offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome bonus offer (s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit Starpoints to your account. We may also cancel this Card account and other Card accounts you may have with us.” In other words, don’t be a bad customer. Get and use the card for at least a year and then decide what makes sense for you going forward.

This is a small business card, but my experience with Amex has shown that your small business truly can be small and still potentially get approved. Your eBay reselling, dog sitting, blogging, make-up selling, etc. could all potentially be enough to qualify you as a small business in the eyes of Amex.

Use as few as 9,600 SPG points per night at the Westin Grand Cayman

Another perk of going for the small business version of the card is that it should not count against you for Chase 5/24 purposes.

SPG BUSINESS OFFER REFERENCED BELOW IS NO LONGER AVAILABLE

I’ve personally had the SPG Business Amex card for many years, and am thrilled to see that its sign-up bonus has been increased by a total of 10,000 SPG points until 11/1/2017. I hope that some of you are able to get in on the increased offer while it lasts, and thanks in advance to those who choose to support this site in the process.

Application Link:

SPG BUSINESS OFFER REFERENCED BELOW IS NO LONGER AVAILABLE

Starwood Preferred Guest® Business Credit Card: Earn 25,000 bonus SPG points after you make $6,000 in purchases within the first 3 months, and earn an extra 10,000 bonus SPG points after you make an additional $4,000 in purchases within the first 6 months. Offer ends 11/1/2017. $0 introductory annual fee for the first year, then $95. Terms Apply

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Comments

  1. Re: “we are using 9,600 SPG points per night for a slopeside room at the Westin Whistler when paid rates are near $1,000 CAD per night. That is an example of just how valuable SPG points can be!”

    This is beyond silly. You can regularly buy SPG points for 2.3 cents each (2 minutes of effort) which means the 9,600 will cost you USD 220 – pretty far from the CAD 1,000 (USD 800) you are implying they are worth.

    • It isn’t silly, it is the number of points required vs. the actual selling price of the room. I didn’t say that means I got 9.6 cents in value per point, though I wouldn’t disagree with someone who said they did. I said that 9,600 SPG points got me a room selling for $1,000 CAD. Yes, you can buy SPG points, and you absolutely should in that case if you would otherwise be paying those rates, but far from everyone does that. Even still, why buy them if you are eligible to get 35,000 bonus SPG points from this offer? What I said in the post is that I think most would agree that SPG points are worth north of 2 cents each, which means that 35,000 points are worth over $700, and I think that is absolutely the case. 😉

      • The hotel can set any price they want on the room – of course it doesn’t mean it’s worth that. They set an absurdly high price precisely to make it look like you are getting a deal. If there are 2 identical hotels next to each other – A has rooms for $100/night, B $1,000/night. If you have a “free night” for B are you getting $1,000?!

        “Even still, why buy them if you are eligible to get 35,000 bonus SPG points from this offer?”

        Maybe because you need to spend $10,000 first?! And of course you need to factor in the opportunity cost of not spending that money on cards with 3x, 4x, 5x returns.

        “Yes, you can buy SPG points, and you absolutely should in that case if you would otherwise be paying those rates”

        If you really wanted to help people save money, you would have mentioned this to begin with! But that wouldn’t make for as sensational of a deal

        “but far from everyone does that”

        Then they are fools and that has zero impact on the calculations of how much the points are worth

        Yup, once you do all of that spending you probably have around $700 in value, which assuming you have the card for a year before the annual fee hits, means a whopping $2/day! 🙂

  2. Pump that sign up link and fail to mention that Amex is getting sued over this card currently…..can’t say I’m surprised.

    Feel free to apply. Good luck actually getting the sign up bonus once you legitimately meet the minimum spend requirements though.

    • Class action lawsuit due to the sign up bonus not being awarded in a timely manner after meeting the minimum spend requirement. In many cases it took months to award. Another subset of people haven’t received their bonus at all months later. Search on google for more details.

      • Is this the same Evan that was being ugly on the Vegas post, too? Either way, first I heard of a lawsuit, but thanks for sharing. I hope it gets sorted out for those folks! That stinks big time when things don’t work smoothly. That said, no need to be rude when sharing info. That isn’t how we do stuff over here.

        • Hard to not be blunt, and by your assertion rude, when you’re capitalizing on and promoting an affiliate link and admittedly not giving people the whole story. Frankly, you have a monetary interest in not publicizing the lawsuit and still ongoing issues and people have a right to know your bias.

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