100,000 Bonus Points from the Best Hilton Credit Card for Family Travelers

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Hilton is a massive company with over 5,000 hotels in over 100 countries, so having some Hilton Honors points at your disposal is a very good idea since you will almost always find a Hilton where you want to go. We are seriously eyeing some Hilton properties in Hawaii for a big family trip next summer, so beefing up our Hilton Honors account balances in advance of that trip is a points priority in my household.


I’ve talked a decent amount about new The Hilton Honors American Express Business Card and its increased sign-up bonus of up to 100,000 points. It is probably the best fit of the two ‘new’ $95 per year Hilton cards since I have a small business, and small business credit cards don’t impact your Chase 5/24 numbers the way that personal cards do. However, I know not everyone has a small business or cares about the number of cards they applied for in a year, so the best Hilton cards for many families probably isn’t the small business version, but rather the new Hilton Honors Ascend Card that also awards up to a 100,000 point sign-up bonus


Earn up to 100,000 Bonus Hilton Points on Hilton Ascend Card

The new Hilton Honors Ascend Card from American Express awards 75,000 bonus points after you spend $2,000 in purchases in the first 3 months and an additional 25,000 bonus points after you make an additional $1,000 in purchases in the first 6 months. That is a very solid number of bonus points for a reasonable amount of purchases.

In addition to the up to 100,000 sign-up bonus points, you can earn a weekend night award for $15,000 in purchases on the card each year. I think this is very worth it if you have plans to use the weekend night somewhere on the higher end of the (unpublished) Hilton award chart that goes as high as 95,000 points per night for a resort like the Grand Wailea in Hawaii.

Hilton Ascend Travel Perks

If you have the Hilton Ascend Card, you will also have Hilton Honors Gold elite status to enjoy while you are on your travels. This Gold elite status will get you included breakfast for two at some Hilton brands, bonus points, potential room upgrades, possible lounge access, bottled water, and more. It isn’t a game-changing elite status to have, but it can help keep costs down a bit while making your Hilton stays a little more comfortable.


Hilton Grand Wailea in Maui


The card awards 12x points at Hilton properties, 6x at US restaurants, US supermarkets, and US gas stations, and 3x elsewhere. It also comes with 10 complimentary Priority Pass Select lounge visits each year so you can relax a little in airports along your journey (remember that there is an increasing number of Priority Pass eligible airport restaurants!). If you put $40,000 on the Hilton Ascend Card each year you can bump your Gold Hilton elite status all the way up to top-tier Hilton Diamond. However, even Gold status is enough to get you the fifth award night free on award stays of at least five consecutive nights.

Who Can Get the Hilton Ascend Card Bonus

The terms indicate that the welcome bonus offer is not available to applicants who have or have had this product. This is standard language for American Express credit card offers, but I want to point out that even though the Ascend is ‘new’, Amex may be treating it as just a new version of the old Surpass Card and disqualifying previous Amex Surpass Cardholders from getting the bonus on the Ascend. There aren’t any real data points available just to see how this is playing out in real life, but it is just something to be aware of if you had the Amex Hilton Surpass Card in the past.

If neither the small business Hilton card or this Hilton Honors Ascend Card is the right choice for you, know that there is also a Hilton Honors Amex with no annual fee and a 50,000 point welcome bonus. There is also a brand new Hilton Honors Aspire Card that has a 100,000 point welcome bonus and some pretty nifty built-in travel perks to go along with its $450 annual fee.

Which Hilton credit card meets your family’s needs the best? Where do you plan to spend your next round of Hilton Honors points?

Application Link:


Hilton Honors Ascend Card: 75,000 bonus points after you spend $2,000 in purchases in the first 3 months and an additional 25,000 bonus points after you make an additional $1,000 in purchases in the first 6 months. Terms Apply.

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. I’m so confused because here and their website say gold status but the mailer they sent me after replacing my old Hilton Amex Surpass Card say silver status. Am I missing something about the card I received?

    • Hmmmm, I have seen at least one report of bad mailer info going out to someone, so maybe that is the error? What does it say in your Hilton account (assuming that is all linked correctly)?

      • After I posted this I dug around on my Amex account and it shows the Gold status as a benefit. My Hilton account says Gold too but I figured that there was a lag in updating it if it did change to silver. So it looks like the gold status is correct 🙂

  2. My wife & I each got the Surpass card when it was offering 100K points and a free weekend night on the anniversary, so no bonus for us.

    I’m thinking of asking my wife to apply for the Aspire though. 100K and a free weekend night would be pretty sweet. We also have a stay reserved at a Waldorf Astoria resort so the $250 resort credit will be easy to use. Plus the card & diamond status will mean about another 10K points for the stay. I’ll have to see how easy it is to use the airline credit to see if this is a card for long-term or just drop it after a year or two.

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