OFFER EXPIRED! Earn 35,000 Bonus Points on SPG Business Amex! OFFER EXPIRED

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With the progress of the Starwood and Marriott merger, and the reality that there will be a shake-up in the SPG and Marriott credit card line-up this year, I know lots of folks have been crossing their fingers for an increased sign-up bonus on the Starwood Preferred Guest credit cards before those coming changes take place. 

Today a very solid increased SPG sign-up bonus has launched, and it is as high as the sign-up bonus has ever gone!


The new temporarily increased sign-up bonus for the Starwood Preferred Guest® Business Credit Card is 35,000 SPG points after you make $7,000 in purchases in the first three months. There is a $0 introductory annual fee the first year, then $95 in subsequent years. Offer ends March 28, 2018. Rates & Fees.


If you currently have the card, you can potentially even refer friends to this offer and pocket 7,500 SPG points in the process if they get approved.

I value SPG points north of 2 cents each, so this sign-up bonus is worth more than $700 in my book. The SPG award chart starts at just 2,000 – 3,000 SPG points per night and has very solid and family-friendly resorts in the middle of the award chart in places like Aspen, Disney World, Steamboat Springs, and Puntacana for just 10,000 – 12,000 SPG points per night, or potentially less if you book five nights and get the fifth award night free.

View from the Sheraton Steamboat starting at 12k points per night

With the SPG Business credit card specifically, you also get Sheraton Lounge access on your stays booked directly with SPG without needing any sort of elite status or booking any specific room type! This perk does not come with the personal version of the SPG Amex.

If SPG properties don’t meet your needs or desires, you can always choose to transfer your 35,000 bonus SPG points to 105,000 Marriott points at a 1:3 ratio. You can also transfer them to airline miles in a number of airline loyalty programs at a 20,000 SPG points = 25,000 airline miles ratio.


The SPG Business Amex is also a great card to go ahead and pull the trigger on because it shouldn’t trip you up as far as the Chase 5/24 rule goes. As many of you know, Chase has a “5/24 rule” that prevents you from getting most of the Chase rewards credit cards if you have opened five or more new credit cards open across all banks in the last 24 months. However, American Express thankfully doesn’t have that rule, so simply having five or more new credit cards across all the banks in the last 2 years doesn’t automatically disqualify you getting an Amex card the way it can at Chase.

Sheraton Puerto Rico

Furthermore, getting an Amex small business card such as the SPG Business Amex shouldn’t count against the Chase 5/24 limit when applying for a Chase card in the future as Amex small business cards report differently to the credit bureaus than personal cards.

The terms for the SPG Business Amex indicate that the bonus is not available to those who have or have had the card, but the personal SPG Amex is a different product, so having that one should not impact your ability to get this card.

Who plans to jump on the chance to earn 35,000 bonus SPG points via the Starwood Preferred Guest® Business Credit Card before the temporary increase ends on March 28, 2018?

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.



  1. Between the pretty much annual devaluations and the much higher spending requirements, these bonuses are really worth so much less than they used to be

      • …and not factored into the calculation is that you are forced to spend $7,000 on this card (earning around 2x as MP estimates) when there’s a significant opportunity cost of not being able to spend that on purchases which earn anywhere from 3x to 10x. That could easily be a loss of $200

      • Agree 7k in three months can be tough, but if you can find a way to swing it (we have tons of preschool tuition and tax things due this time of year), then I think the payoff is still very much worth it and if I’m ever going to earn 1x on a card with spend; this is one of the best so minimal opportunity costs.

  2. I will probably try for this but 7k is a huge spend. Redeeming for Marriott 7 night Travel and Miles certificates is the best way to go for me. Last time I was able to get over 24 cents per point value out of my Starpoints, 90,000pts for $22,000 of free travel.

    • NO, unless it’s been over 7 years since you got this card, at which point rumor has it that the AMEX computer forgets you have had it before.

  3. Can you comment on the once per lifetime restriction? I’ve heard this is actually less??? I got the business spg bonus 7 years ago. Thanks

  4. It was just last year when this was offered for just $5k spend which is a lot more reasonable. $7k is a bit much when that same $7k can be used for two sign up bonuses. Yes, SPG pts are valuable, but not by that stretch.

    • Ethan, agree it’s a high spend, but if you can swing it, it might be the last chance at a 35k bonus on this card before the whole line-up gets a shake-up. I could be wrong on that, but this bonus usually only comes around once or twice a year, so no guarantees we make it to another bonus round.

  5. I agree the 35k bonus is sweet! I just think the spend is slight high but of course for anyone who has a running business or side business, the $7k spend should be easy. I already have both the personal and business version and would sign up for this in a heartbeat if I never had it and could meet the spend! 35k is the highest bonus offer Amex has ever offered on these SPG cards I believe.

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