Why You Need to Get the Increased Bonus on the SPG Business Amex Today

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The SPG Business Amex credit card has increased its sign-up bonus a bit from the standard 25,000 point level once to maybe twice per year for the last several years. That’s it. It hasn’t ever gone any higher than 35,000 total SPG points, and it isn’t one of those cards that offers an increased bonus every other month. An increased bonus on the SPG card usually comes around for a few weeks a year and then it is gone again.

Last call for an increased bonus on the SPG Business Amex

For the past few weeks, we have been in the middle of one of the relatively rare opportunities to get an increased bonus of 35,000 SPG points on this card. But tomorrow, March 28, 2018, the increased 35,000 bonus will end, and I fully expect it to drop back to the standard 25,000 point level at that time.

This offer has ended.

Starwood Preferred Guest® Business Credit Card: Earn 35,000 bonus Starpoints after you use your new Card to make $7,000 in purchases within the first 3 months. $0 introductory annual fee for the first year, then $95. Offer ends 3/28/18. Terms apply.

On any given year I would highly encourage you to not miss out on this increased bonus because it is pretty rare, the terms indicate you can only get the welcome bonus once (so get it while it is high), and SPG points are generally regarded as the most valuable type of mile or point available. This is true whether you use them to book stays at SPG hotels starting at just 2,000 points per night, or even if you only care about airline miles and transfer your SPG points to one of the many airline programs available at a ratio better than 1:1 with at least a 20,000 point transfer. By the time you hit the spending bonus on this card, you will have more than enough SPG points to turn 40,000 SPG points into 50,000 airline miles in more than 30 different airline programs.

On this particular year, I think it is even more important than normal to not miss out on this increased bonus because we know with certainty that the line-up of SPG and Marriott credit cards is changing in the near term. We don’t know exactly what is changing within the SPG and Marriott card line-up, but it is possible that this particular card, as well as the Starwood Preferred Guest® Credit Card, won’t be available forever. It is also likely that the SPG award chart as we know it undergoes a major change within the next year or so as they work to truly combine the SPG and Marriott Rewards loyalty programs. That makes me want this card while I know I can get it, and I want to have the option to use the points while the award chart looks as it does now.

I value 35,000 SPG points conservatively just north of $700, and in reality, the value I get out of them is quite a bit higher than that when I use points in places such as the Westin Grand Cayman, Westin Snowmass, the Disney World Swan, Sheraton Kona, and more. It is not uncommon for my family to see a 3 – 4 cent return for each SPG point we use at SPG and Marriott hotels.

View from inside the Westin Grand Cayman

SPG Business Amex > SPG Personal Amex

In addition to having a larger than normal sign-up bonus only until tomorrow, the SPG Business Amex is in many ways better than the personal SPG Amex. First, getting it won’t impact your Chase 5/24 status the way the personal card will because it is a small business credit card that will not display on your personal credit report. Second, a benefit unique to the business version of the Amex SPG card is that it provides Sheraton Club access when staying at Sheraton properties (until August 1, 2018), which can be a great money saver with breakfast or evening snacks. The personal version of the SPG Amex does not afford that same benefit. Finally, the SPG Business Amex will give you unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide.

Sheraton Kona Club Lounge

If you care about SPG elite status, you actually probably want to hold both the SPG business and personal Amex cards since each will give you five nights and two stay credits towards earning SPG elite status each year. Having both versions of the card means you are starting the year with 4 of the needed 25 stays to earn SPG Platinum status. If SPG Gold status is your goal, it can be earned with just 10 eligible stays per year, so you are staring 2/5 of the way there.

You can find more on how you can use your SPG points in Five Ways Families Can Use the Increased SPG Amex Sign-Up Bonus, but remember that the 35,000 point bonus ends tomorrow – March 28, 2018. Josh and I both actively hold the SPG Business Amex, or I would 100% be applying for myself.

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    • I don’t think they verify that at all. My “business” is eBay sales. I might make $1000 at it in a year if I’m particularly motivated, but most of the time it’s probably closer to a few hundred. I just applied for the card today and put down the minimum revenue of $1000. I was instantly approved.

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