My Favorite Credit Card Sign-Up Bonuses for April 2018

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Our miles and points strategy isn’t all about the sign-up bonus, but there is no question that quick injections of miles or points thanks to applying for healthy welcome bonuses really help you get closer to that next award trip. We try to add a few new cards to our line-up each year, especially when the bonuses are increased to higher than normal levels. If you like to do the same, let’s run through a few of my current favorite credit card welcome bonuses!



Earlier this year Hilton, launched a brand new line-up of Hilton Amex credit cards, and all of them are still at their up to 100,000 point launch levels, making them smart cards to pick-up if you want to pad your Hilton account balance. My mom will likely be getting one of these cards within the week.

Hilton Honors Ascend Card: Earn up to 100,000 Hilton Honors bonus points. 75,000 bonus points after you spend $2,000 in purchases in the first 3 months + an additional 25,000 bonus points after you make an additional $1,000 in purchases in the first 6 months. Terms apply.

Hilton Honors American Express Business Card: Earn up to 100,000 Hilton Honors Bonus Points. Earn 75,000 bonus points after you spend $3,000 in purchases on the card in the first 3 months + an additional 25,000 bonus points after you make another $1,000 in purchases in your first 6 months. Terms apply.

These cards both provide Hilton Gold status and award a Weekend Night Reward after you spend $15,000 on purchases on the card in a calendar year. The small business version also awards a second Weekend Night Rewards if you make an additional $45,000 in purchase in that same calendar year.

Use a weekend award night at the Grand Wailea in Maui


The SimplyCash® Plus Business Credit Card from American Express has a special offer that awards up to $500 cash back with no annual fee. The bonus is awarded in the form of a $250 statement credit after you spend $5,000 in qualifying purchases on the card in the first 6 months and an additional $250 after you spend an additional $10,000+ in the first year. Terms Apply.



Those may sound like big spending numbers to achieve but remember you have a full six months for the first $5,000 in spending and then a full year from the time you are approved for the card to complete the additional $10,000 in spending. If you wanted to average that out, you would need to spend about $834 per month for the first six months to trigger the first $250 bonus and an additional $834 each month over the course of a year to trigger the second $250 bonus. That means in the first six months you are spending about $1,667 on the card each month and then in the second six months you are spending just $834 to earn the full $500 cash back bonus.

You can learn more about this card and special offer here.

Earn 50,000 bonus Ultimate Reward points with no annual fee

The Chase Ink Business Cash Card has a limited time offer of $500 bonus cash back (which is the same as 50,000 points) after you spend $3,000 on purchases in the first three months. There is no annual fee on this card and the offer also comes with 0% intro APR on purchases for 12 months and a 0% intro APR on balance transfers for the first 12 months.

Learn more about Business Credit Cards

Similar to how things work with the Chase Freedom card, these 50,000 bonus points from the Ink Business Cash can be redeemed at a value of one point = one cent, but if you also have a premium Chase Ultimate Rewards product such as the Chase Sapphire Reserve, Chase Sapphire Preferred, or Ink Preferred Business, you can also choose transfer the points you earned from the Ink Business Cash to the Ultimate Rewards hotel and airline partners such as Southwest, United, Hyatt, and more.

This is a very strong card and offer that you can learn more about in this post. It is subject to Chase 5/24 rules.

Consider holding off on this 80,000 point card

While the Ink Business Preferred has a fantastic welcome bonus of 80,000 bonus Ultimate Reward points after you spend $5,000 on purchase in the first 3 months from account opening, I would not recommend applying for that bonus right now as the annual small business week is coming up from April 29 – May 5, 2018, and Chase often has special increased offers on this card to correspond with small business week. Fingers crossed they have something special in store for us next week!

See if you are eligible for 100,000 Membership Reward Points

Today (April 25, 2018), Amex Platinum Card is currently available with an up to 100,000 point welcome bonus for some lucky individuals via CardMatch™! This offer is much higher than the 60,000 point standard version of this bonus. While this Amex Platinum offer that awards 100,000 points after you make $5,000 in purchases in the first 3 months isn’t open to everyone, some folks are seeing it displayed when they head to CardMatch.


Remember that in addition to the welcome bonus, the Amex Platinum card also provides $200 in annual Uber credits, a $200 annual airline fee credit, access to airport lounges such as the Amex Centurion Lounge network, real perks when booking hotels via the Fine Hotel & Resorts Collection, and more.

If the Amex Platinum isn’t on your radar, there are several other cards displaying for some with special offers within CardMatch.

Earn 70,000 American Airlines Miles

Right now you can earn 70,000 bonus AAdvantage miles with $4,000 in spending in the first four months on the CitiBusiness AAdvantage Platinum Select World Mastercard. This card often has a bonus of 60,000 miles, but a publicly advertised 70,000-mile bonus isn’t very common.


Skip the big sign-up bonus and earn 3x points everywhere for a year

I know this post is about the big bonuses, but for some folks, it will make more sense to earn 3x points everywhere for a year thanks to this new Freedom Unlimited offer that skips the welcome bonus points in favor of doubling the normal 1.5x points per dollar to 3x points per dollar for an entire year!

These points can transfer to United, Hyatt, Southwest, and more if you also have a premium Ultimate Rewards card like the Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred. You can learn more about why this 3x everywhere offer is even better than a traditional sign-up bonus in this post.

The Freedom Unlimited is subject to Chase 5/24 rules.

Earn up to 100,000 Avios on three different cards

Chase now issues three different cards that award Avios points, and all of them are offering up to 100,000 bonus Avios points as their sign-up bonuses. These three cards are the British Airways card that has been around for years and the new Aer Lingus and Iberia cards. Not affiliate links, information not provided by Chase.

These cards all currently award up to 100,000 bonus Avios in the form of:

  • 50,000 bonus Avios after $3,000 in spending within first 3 months
  • An additional 25,000 bonus Avios awarded after $10,000 in spending within the first year
  • A final 25,000 bonus Avios awarded after a total of $20,000 spent on purchases within the first year 

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Do you get the bonus on the Hilton Honors Ascend card if you had the Surpass card? I’ve heard conflicting reports about the bonus .

    • Yes I got it, I didn’t have to reapply for the Ascend card to get the bonus. I wanted to upgrade to the Aspire card but would not get the bonus points if I did an upgrade so I just did a new application for that card.

  2. I literally just got the Chase Ink card in the mail for the 80,000 reward (haven’t even taken it off the paper yet). Now I’m devastated to read that I should have waited just a couple more days. Do you think that there is any way for me to get a better reward (if it comes out)?

    • Justine, so it seems that the big 100k offer this year is in-branch only from the small business banking folks. So, it does exist, but it isn’t as widespread as we hoped.

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