Earn 5x Points at Gas Stations, Walgreens and Lyft With Chase Freedom

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The Chase Freedom credit card has no annual fee and earns 5x points per dollar spent in categories that rotate each quarter, up to the first $1,500 spent in those categories. Tomorrow (June 14, 2018) is the deadline to activate the second quarter Chase Freedom bonus categories of PayPal, Chase Pay, and grocery stores. As long as you activate the bonus by tomorrow, it is retroactive for your spending dating back to the start of the quarter on April 1st.

Chase Freedom 3rd Quarter 2018 Bonus Categories

Not only do I want to offer a reminder of that deadline to activate the family-friendly second quarter bonuses that will run until June 30, 2018, but also share the third quarter bonus categories. The 2018 Chase Freedom third quarter bonus categories that will run from July 1 – September 30, 2018, are Lyft, Walgreens, and gas stations. This is admittedly a much more quirky line-up than the second quarter bonus categories that were slam dunks for families, but it isn’t a bad list.

Gas stations are a pretty straight-forward winner for families who drive cars to schools, work, appointments, and more. Lyft is a solid option for those who use ride-sharing services to get around town. And finally, Walgreens is a good dark-horse category as you could theoretically earn 5x points on your prescriptions and maybe pick up a third-party retailer gift card or two while you are at it. You will be able to activate the third quarter bonus categories beginning on June 15, 2018.

Increase the Value of Points Earned by the Chase Freedom

While the points earned by the Chase Freedom are generally worth one cent per point each, they can be worth more if you also have a premium Ultimate Rewards product such as the Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred.

In that case, you can move the points earned by the Chase Freedom into the Ultimate Rewards account of one of those other premium cards. Then all of the sudden, the 5x points you can earn per dollar in the bonus categories could be worth 1.5 cents each towards travel if you have the Sapphire Reserve. If you had the Freedom and the Sapphire Reserve as we do, that means you are earning 7.5 cents in travel for every one dollar charged in an eligible 5x bonus category, which is a fantastic return for a card with no annual fee. You could also then transfer those points to Ultimate Rewards hotel and airline partners if you wished. Learn more.

Have you maxed out the current Chase Freedom 5x bonus and how do you plan to make use of the newly announced third quarter bonus categories?

Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.

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  1. The gas station thing is kind of interesting but many of us in point world also have a 10% back dealio with AMEX.
    Looks like it’s off to Walgreens for gift cards next quarter….

  2. Yay that this doesn’t overlap with Discover’s quarter!

    Geoff — I have a Delta plat (newer card for me) and I don’t have that offer 🙁

  3. I assume when you say Sapphire Reserve, you include Sapphire Preferred in the same breath? Both convert the points to a higher amount, right?


    • Sapphire Reserve is 1.5x in the portal; CSP is 1.25x. So a Chase Freedom paired with CSR is $0.075 in the portal and CSP is $0.0625 in the portal.

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